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TZID:America/Chicago
TZUNTIL:20271107T070000Z
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TZNAME:CST
DTSTART:20251102T020000
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RDATE:20261101T020000
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DTSTART:20260308T020000
TZOFFSETFROM:-0600
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BEGIN:VEVENT
UID:20210218T083000CST-40187vCTxc@http://fourriversrealtors.com/
DTSTAMP:20260411T113524Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 Days of cla
 ss - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></
 span></li>\n<li><span style='font-size: 18pt\;'><strong>30 Hours SAE </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $275 
 Members &amp\; $300 Non-Members</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Course No. 861</strong></span></li>\n<li><span sty
 le='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>Instructor- Ginger U
 nger</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Vir
 tual class (off site instructor via Zoom)</strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Last day for discount is Feb 11\, 2021. 
 After Feb 11\, 2021\, add $25 to registration fee</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>No refund or Transfers on or aft
 er Feb 16\, 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'
 ><strong>To assure you receive class information\, registration ends Feb 1
 7\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt
 \;'><strong>If you have questions with registration email <span id='cloak4
 d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f1714d9c7fa72a3f84e6
 4b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'><joomla-hidden-ma
 il  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3
 JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This 
 email address is being protected from spambots. You need JavaScript enable
 d to view it.</joomla-hidden-mail></span></span></span></strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Course must be taken in or
 der: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<p><span style='fo
 nt-size: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size:
  18pt\;'><strong>Course Description:</strong></span></p>\n<p><span style='
 font-size: 18pt\;'><strong>This course is designed to prepare students for
  entry into the commercial real estate field by exposing them to the funda
 mentals of commercial real estate leasing\, property development\, and app
 raisal valuation methods. Students in this course will develop a comprehen
 sive understanding of the CMA process and the various due diligence elemen
 ts associated with representing commercial clients.</strong></span></p>\n<
 p><span style='font-size: 18pt\;'><a href='https://www.texasrealestate.com
 /wp-content/uploads/FINAL-TACS-FAQ-3.pdf' rel='alternate'>For More Informa
 tion</a></span></p>\n<p><span style='font-size: 18pt\;'><img alt='' src='i
 mages/buttons/non-member-registration.png' /></span></p>
DTSTART;TZID=America/Chicago:20210222T083000
DTEND;TZID=America/Chicago:20210222T170000
SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development
  Day 1 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4968-30-hr-ce-class-tacs-2-commercial-real-estate-property-developm
 ent-day-1-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 Days of class - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00
  daily</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>3
 0 Hours SAE </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Cost - $275 Members &amp\; $300 Non-Members</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Course No. 861</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #
 0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Ins
 tructor- Ginger Unger</strong></span></li>\n<li><span style='font-size: 18
 pt\;'><strong>Virtual class (off site instructor via Zoom)</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Last day for discount i
 s Feb 11\, 2021. After Feb 11\, 2021\, add $25 to registration fee</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refund or Tr
 ansfers on or after Feb 16\, 2021</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>To assure you receive class information\, regist
 ration ends Feb 17\, 2021 at 5:00 pm</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>If you have questions with registration email
  <span id='cloak4d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f17
 14d9c7fa72a3f84e64b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'>
 <joomla-hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91c
 nJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20
 =' base='' >This email address is being protected from spambots. You need 
 JavaScript enabled to view it.</joomla-hidden-mail></span></span></span></
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Course mu
 st be taken in order: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<
 p><span style='font-size: 18pt\;'><strong> </strong></span></p>\n<p><span 
 style='font-size: 18pt\;'><strong>Course Description:</strong></span></p>
 \n<p><span style='font-size: 18pt\;'><strong>This course is designed to pr
 epare students for entry into the commercial real estate field by exposing
  them to the fundamentals of commercial real estate leasing\, property dev
 elopment\, and appraisal valuation methods. Students in this course will d
 evelop a comprehensive understanding of the CMA process and the various du
 e diligence elements associated with representing commercial clients.</str
 ong></span></p>\n<p><span style='font-size: 18pt\;'><a href='https://www.t
 exasrealestate.com/wp-content/uploads/FINAL-TACS-FAQ-3.pdf' rel='alternate
 '>For More Information</a></span></p>\n<p><span style='font-size: 18pt\;'>
 <img alt='' src='images/buttons/non-member-registration.png' /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210222T083000CST-5091zhBwRU@http://fourriversrealtors.com/
DTSTAMP:20260411T113524Z
CATEGORIES:Billing Due Reminder
DESCRIPTION:<p style='text-align: left\;'> <br /> </p>\n<p style='text-alig
 n: center\;'> </p>\n<p style='text-align: center\;'><span style='font-size
 : 24pt\;'>Dues Schedule &amp\; Fees 2021</span></p>\n<p style='text-align:
  left\; padding-left: 30px\;'>                                            
                                   <br /> <span style='font-size: 14pt\;'><
 strong>Spring 2021 Billing MLS/SUPRA (April 2021 – Sept 2021)        Invoi
 ce Date: February 22                 Due Date: March 22</strong></span></p
 >\n<p style='text-align: left\; padding-left: 30px\;'><span style='font-si
 ze: 12pt\; background-color: #ffff00\;'><em>*Invoices sent by email from t
 he address of </em><joomla-hidden-mail style='background-color: #ffff00\;'
   is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Zm91cnJpdmVyc3JlYWx0
 b3JzLmNvbQ==' text='PHN0cm9uZz5sZWFuZHJhQGZvdXJyaXZlcnNyZWFsdG9ycy5jb208L3
 N0cm9uZz4=' base='' >This email address is being protected from spambots. 
 You need JavaScript enabled to view it.</joomla-hidden-mail><em>! Please c
 heck your spam or junk mail folders. <strong>You are responsible for payin
 g the invoice on time whether or not it went to your spam or junk mail.</s
 trong></em></span></p>\n<p style='text-align: left\; padding-left: 30px\;'
 ><span style='font-size: 12pt\;'><strong>If payment is not received by the
  due date:</strong></span></p>\n<p style='text-align: left\; padding-left:
  30px\;'><span style='font-size: 12pt\;'><span style='text-decoration: und
 erline\;'><span style='background-color: #ffff00\;'><strong>MLS Dues Billi
 ng:</strong></span></span><strong><span style='text-decoration: underline\
 ;'>  $25 late fee will apply for all dues paid after the due date listed a
 bove\; staff does not have the authority to waive late fees.</span><br /> 
 <br /><span style='text-decoration: underline\;'> <span style='background-
 color: #ffff00\;'>Association Dues Billing: </span> $25 late fee will be a
 ssessed to all dues received after due date listed above. Association dues
  ARE NOT prorated if dues were paid the prior year.</span></strong></span>
 </p>\n<ul style='text-align: left\;'>\n<li><span style='font-size: 12pt\;'
 >SUPRA eKEY will be deactivated and Matrix MLS access will be terminated u
 ntil payment is received (active status listings will be moved into the br
 oker’s name or\, if the broker\, temp off market). <strong><em>When access
  is reactivated\, member is responsible for moving these listings back in 
 to their inventory.</em></strong></span></li>\n</ul>\n<p style='text-align
 : left\; padding-left: 30px\;'><span style='font-size: 12pt\;'><strong><sp
 an style='text-decoration: underline\;'>If reapplying within three months 
 of inactivity (MLS):</span><br /> </strong>If reapplying before three mont
 hs of inactivity\, the member will pay prorated MLS dues based on the mont
 h they are reactivating\, and the member will be charged the $25 late fee 
 and $50 reconnect fee if no notification was given to FRAR in writing rega
 rding dropping MLS services\; if notification was given to FRAR regarding 
 dropping MLS then only a $50 reactivation fee plus prorated dues will be c
 harged.</span></p>\n<p style='text-align: left\; padding-left: 30px\;'><sp
 an style='text-decoration: underline\; font-size: 12pt\;'><strong>If reapp
 lying after three months of inactivity (MLS)</strong><strong>:</strong></s
 pan></p>\n<ul style='text-align: left\;'>\n<li><span style='font-size: 12p
 t\;'>$50.00 application fee is applied</span></li>\n<li><span style='font-
 size: 12pt\;'>MLS dues will be prorated</span></li>\n</ul>\n<p style='text
 -align: left\; padding-left: 30px\;'><span style='font-size: 12pt\;'><stro
 ng>Change of Office fee (if changing brokers)           $35.00</strong></s
 pan></p>\n<p style='padding-left: 30px\; text-align: center\;'><span style
 ='font-size: 12pt\;'><strong>Cash\, Checks to FRAR and Credit Cards Accept
 ed<br /> <span style='text-decoration: underline\;'><span style='backgroun
 d-color: #ffff00\;'>**REFUNDS ARE NOT ISSUED FOR ANY FEES AND/OR DUES**</s
 pan></span><br /> Questions regarding fees and payments: <joomla-hidden-ma
 il  is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Zm91cnJpdmVyc3JlYW
 x0b3JzLmNvbQ==' text='bGVhbmRyYUBmb3Vycml2ZXJzcmVhbHRvcnMuY29t' base='' >T
 his email address is being protected from spambots. You need JavaScript en
 abled to view it.</joomla-hidden-mail></strong><strong><br /><br /></stron
 g></span></p>
DTSTART;TZID=America/Chicago:20210222T000000
DTEND;TZID=America/Chicago:20210222T235959
SUMMARY:Spring 2021 Billing Invoice for MLS/Supra
URL:https://fourriversrealtors.com/about-us/classes-events/40-billing-due-r
 eminder/4872-spring-2021-billing-invoice-for-mls-supra
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: left\;'> <br /> </p>\n<p
  style='text-align: center\;'> </p>\n<p style='text-align: center\;'><span
  style='font-size: 24pt\;'>Dues Schedule &amp\; Fees 2021</span></p>\n<p s
 tyle='text-align: left\; padding-left: 30px\;'>                           
                                                    <br /> <span style='fon
 t-size: 14pt\;'><strong>Spring 2021 Billing MLS/SUPRA (April 2021 – Sept 2
 021)        Invoice Date: February 22                 Due Date: March 22</
 strong></span></p>\n<p style='text-align: left\; padding-left: 30px\;'><sp
 an style='font-size: 12pt\; background-color: #ffff00\;'><em>*Invoices sen
 t by email from the address of </em><joomla-hidden-mail style='background-
 color: #ffff00\;'  is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Zm9
 1cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='PHN0cm9uZz5sZWFuZHJhQGZvdXJyaXZlcnNyZ
 WFsdG9ycy5jb208L3N0cm9uZz4=' base='' >This email address is being protecte
 d from spambots. You need JavaScript enabled to view it.</joomla-hidden-ma
 il><em>! Please check your spam or junk mail folders. <strong>You are resp
 onsible for paying the invoice on time whether or not it went to your spam
  or junk mail.</strong></em></span></p>\n<p style='text-align: left\; padd
 ing-left: 30px\;'><span style='font-size: 12pt\;'><strong>If payment is no
 t received by the due date:</strong></span></p>\n<p style='text-align: lef
 t\; padding-left: 30px\;'><span style='font-size: 12pt\;'><span style='tex
 t-decoration: underline\;'><span style='background-color: #ffff00\;'><stro
 ng>MLS Dues Billing:</strong></span></span><strong><span style='text-decor
 ation: underline\;'>  $25 late fee will apply for all dues paid after the 
 due date listed above\; staff does not have the authority to waive late fe
 es.</span><br /> <br /><span style='text-decoration: underline\;'> <span s
 tyle='background-color: #ffff00\;'>Association Dues Billing: </span> $25 l
 ate fee will be assessed to all dues received after due date listed above.
  Association dues ARE NOT prorated if dues were paid the prior year.</span
 ></strong></span></p>\n<ul style='text-align: left\;'>\n<li><span style='f
 ont-size: 12pt\;'>SUPRA eKEY will be deactivated and Matrix MLS access wil
 l be terminated until payment is received (active status listings will be 
 moved into the broker’s name or\, if the broker\, temp off market). <stron
 g><em>When access is reactivated\, member is responsible for moving these 
 listings back in to their inventory.</em></strong></span></li>\n</ul>\n<p 
 style='text-align: left\; padding-left: 30px\;'><span style='font-size: 12
 pt\;'><strong><span style='text-decoration: underline\;'>If reapplying wit
 hin three months of inactivity (MLS):</span><br /> </strong>If reapplying 
 before three months of inactivity\, the member will pay prorated MLS dues 
 based on the month they are reactivating\, and the member will be charged 
 the $25 late fee and $50 reconnect fee if no notification was given to FRA
 R in writing regarding dropping MLS services\; if notification was given t
 o FRAR regarding dropping MLS then only a $50 reactivation fee plus prorat
 ed dues will be charged.</span></p>\n<p style='text-align: left\; padding-
 left: 30px\;'><span style='text-decoration: underline\; font-size: 12pt\;'
 ><strong>If reapplying after three months of inactivity (MLS)</strong><str
 ong>:</strong></span></p>\n<ul style='text-align: left\;'>\n<li><span styl
 e='font-size: 12pt\;'>$50.00 application fee is applied</span></li>\n<li><
 span style='font-size: 12pt\;'>MLS dues will be prorated</span></li>\n</ul
 >\n<p style='text-align: left\; padding-left: 30px\;'><span style='font-si
 ze: 12pt\;'><strong>Change of Office fee (if changing brokers)           $
 35.00</strong></span></p>\n<p style='padding-left: 30px\; text-align: cent
 er\;'><span style='font-size: 12pt\;'><strong>Cash\, Checks to FRAR and Cr
 edit Cards Accepted<br /> <span style='text-decoration: underline\;'><span
  style='background-color: #ffff00\;'>**REFUNDS ARE NOT ISSUED FOR ANY FEES
  AND/OR DUES**</span></span><br /> Questions regarding fees and payments: 
 <joomla-hidden-mail  is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Z
 m91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGVhbmRyYUBmb3Vycml2ZXJzcmVhbHRvcnM
 uY29t' base='' >This email address is being protected from spambots. You n
 eed JavaScript enabled to view it.</joomla-hidden-mail></strong><strong><b
 r /><br /></strong></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210222T090000CST-0405WUXSRv@http://fourriversrealtors.com/
DTSTAMP:20260411T113524Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am - 12:
 00 pm </strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>C
 ost Free for Board Members of Four Rivers AOR</strong></span></li>\n<li><s
 pan style='font-size: 18pt\;'><strong>Course No. 34720</strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0
 001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virt
 ual Class (off site instructor via Zoom) </strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Instructor-Jodi Sherretts</strong></span
 ></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>La
 st Day to register is Feb 19\, 2021</strong></span></li>\n<li class='x_Mso
 Normal'><span style='font-size: 18pt\;'><strong>To assure you receive clas
 s information\, registration ends Feb 19\, 2021 at 5:00 pm</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>If you have questions w
 ith registration email <span id='cloak594658bc6d0b077ff4453e680097eeee'><s
 pan id='cloakfc3cd1c78283047fc0c9506ff33d981b'><span id='cloak254e42baf68e
 cee26a12ba6aa4a17047'><span id='cloak9c1ac01dd0b73a075cffaa1c8d6c5494'><sp
 an id='cloakb9b88b229f412b1fad98f9be8a1ca848'><span id='cloakc05607e20bee2
 6ed4569571a3d8b63d2'><joomla-hidden-mail  is-link='1' is-email='1' first='
 bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaX
 ZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being protected fro
 m spambots. You need JavaScript enabled to view it.</joomla-hidden-mail></
 span></span></span></span></span></span> </strong></span></li>\n</ul>\n<ta
 ble>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'><strong>Cour
 se description</strong></span></p>\n</td>\n<td></td>\n</tr>\n</tbody>\n</t
 able>\n<p><span style='font-size: 18pt\;'><strong>Under all is the land.. 
 So starts the NAR Code of Ethics. It continues: Realtors®\, therefore\, ar
 e zealous to maintain and improve the standards of their calling and share
  with their fellow Realtors® a common responsibility for its integrity and
  honor. In recognition and appreciation of their obligations to clients\, 
 customers\, the public\, and each other\, Realtors® continuously strive to
  become and remain informed on issues affecting real estate and\, as knowl
 edgeable professionals\, they willingly share the fruit of their experienc
 e and study with others. They identify and take steps\, through enforcemen
 t of this Code of Ethics and by assisting appropriate regulatory bodies\, 
 to eliminate practices which may damage the public or which might discredi
 t or bring dishonor to the real estate profession. Realtors® having direct
  personal knowledge of conduct that may violate the Code of Ethics involvi
 ng misappropriation of client or customer funds or property\, willful disc
 rimination\, or fraud resulting in substantial economic harm\, bring such 
 matters to the attention of the appropriate Board or Association of Realto
 rs®</strong></span></p>
DTSTART;TZID=America/Chicago:20210222T090000
DTEND;TZID=America/Chicago:20210222T120000
SUMMARY:3 CE HR Class: The NAR Code of Ethics (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4745-3-ce-hr-class-the-nar-code-of-ethics
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>9:00 am - 12:00 pm </strong></span></li>\n<li><span style='font-size: 
 18pt\;'><strong>Cost Free for Board Members of Four Rivers AOR</strong></s
 pan></li>\n<li><span style='font-size: 18pt\;'><strong>Course No. 34720</s
 trong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-T
 exas REALTORS® #0001</strong></span></li>\n<li><span style='font-size: 18p
 t\;'><strong>Virtual Class (off site instructor via Zoom) </strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Instructor-Jodi Sherret
 ts</strong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 1
 8pt\;'><strong>Last Day to register is Feb 19\, 2021</strong></span></li>
 \n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>To assur
 e you receive class information\, registration ends Feb 19\, 2021 at 5:00 
 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>If yo
 u have questions with registration email <span id='cloak594658bc6d0b077ff4
 453e680097eeee'><span id='cloakfc3cd1c78283047fc0c9506ff33d981b'><span id=
 'cloak254e42baf68ecee26a12ba6aa4a17047'><span id='cloak9c1ac01dd0b73a075cf
 faa1c8d6c5494'><span id='cloakb9b88b229f412b1fad98f9be8a1ca848'><span id='
 cloakc05607e20bee26ed4569571a3d8b63d2'><joomla-hidden-mail  is-link='1' is
 -email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='
 bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is b
 eing protected from spambots. You need JavaScript enabled to view it.</joo
 mla-hidden-mail></span></span></span></span></span></span> </strong></span
 ></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18
 pt\;'><strong>Course description</strong></span></p>\n</td>\n<td></td>\n</
 tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\;'><strong>Under 
 all is the land.. So starts the NAR Code of Ethics. It continues: Realtors
 ®\, therefore\, are zealous to maintain and improve the standards of their
  calling and share with their fellow Realtors® a common responsibility for
  its integrity and honor. In recognition and appreciation of their obligat
 ions to clients\, customers\, the public\, and each other\, Realtors® cont
 inuously strive to become and remain informed on issues affecting real est
 ate and\, as knowledgeable professionals\, they willingly share the fruit 
 of their experience and study with others. They identify and take steps\, 
 through enforcement of this Code of Ethics and by assisting appropriate re
 gulatory bodies\, to eliminate practices which may damage the public or wh
 ich might discredit or bring dishonor to the real estate profession. Realt
 ors® having direct personal knowledge of conduct that may violate the Code
  of Ethics involving misappropriation of client or customer funds or prope
 rty\, willful discrimination\, or fraud resulting in substantial economic 
 harm\, bring such matters to the attention of the appropriate Board or Ass
 ociation of Realtors®</strong></span></p>
END:VEVENT
END:VCALENDAR
