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X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
X-WR-TIMEZONE:America/Chicago
BEGIN:VTIMEZONE
TZID:America/Chicago
TZUNTIL:20271107T070000Z
BEGIN:STANDARD
TZNAME:CST
DTSTART:20251102T020000
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TZOFFSETTO:-0600
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TZNAME:CDT
DTSTART:20260308T020000
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
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BEGIN:VEVENT
UID:20201116T083000CST-284461smeL@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Billing Due Reminder
DTSTART;TZID=America/Chicago:20201116T000000
DTEND;TZID=America/Chicago:20201116T235959
SUMMARY:2021 REALTOR® and Affiliate Dues Billing
URL:https://fourriversrealtors.com/about-us/classes-events/40-billing-due-r
 eminder/4932-2021-realtor-and-affiliate-dues-billing
END:VEVENT
BEGIN:VEVENT
UID:20201117T090000CST-4161UFDMgv@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong><em>San Marcos Prope
 rty Tour:</em></strong></span></p>\n<p><span style='font-size: 18pt\;'>Con
 tact: Chelsea Roberts</span></p>\n<p><span style='font-size: 18pt\;'>Tour 
 Date: Tuesday November 17\, 2020\, 9:00 AM</span></p>\n<p><span style='fon
 t-size: 18pt\;'>Location: Four River AOR Satellite Office Parking Lot (162
 8 Aquarena Springs Rd)</span></p>\n<p><span style='font-size: 18pt\;'>To a
 d listing: email <joomla-hidden-mail  is-link='1' is-email='1' first='Y2hl
 bHNlYXJvYmVydHM=' last='Y2JoYXJwZXIuY29t' text='Y2hlbHNlYXJvYmVydHNAY2JoYX
 JwZXIuY29t' base='' >This email address is being protected from spambots. 
 You need JavaScript enabled to view it.</joomla-hidden-mail></span></p>\n<
 p><span style='font-size: 18pt\;'><img alt='' src='images/propertytours/SM
 _Prop_Tour_2.png' /></span></p>
DTSTART;TZID=America/Chicago:20201117T090000
DTEND;TZID=America/Chicago:20201117T110000
SUMMARY:San Marcos Property Tour
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/4931-san-marcos-property-tour
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong><em
 >San Marcos Property Tour:</em></strong></span></p>\n<p><span style='font-
 size: 18pt\;'>Contact: Chelsea Roberts</span></p>\n<p><span style='font-si
 ze: 18pt\;'>Tour Date: Tuesday November 17\, 2020\, 9:00 AM</span></p>\n<p
 ><span style='font-size: 18pt\;'>Location: Four River AOR Satellite Office
  Parking Lot (1628 Aquarena Springs Rd)</span></p>\n<p><span style='font-s
 ize: 18pt\;'>To ad listing: email <joomla-hidden-mail  is-link='1' is-emai
 l='1' first='Y2hlbHNlYXJvYmVydHM=' last='Y2JoYXJwZXIuY29t' text='Y2hlbHNlY
 XJvYmVydHNAY2JoYXJwZXIuY29t' base='' >This email address is being protecte
 d from spambots. You need JavaScript enabled to view it.</joomla-hidden-ma
 il></span></p>\n<p><span style='font-size: 18pt\;'><img alt='' src='images
 /propertytours/SM_Prop_Tour_2.png' /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201117T090000CST-0035HfxJk6@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong>Caravan Home Tour In
 structions</strong></span></p>\n<p><span style='font-size: 18pt\;'> </span
 ></p>\n<p><span style='font-size: 18pt\;'>Go to Matrix.ctxmls.com</span></
 p>\n<p><span style='font-size: 18pt\;'>Enter your User ID and Password    
                      </span></p>\n<p><span style='font-size: 18pt\;'>From 
 Home page\, go to the Input tab and click on Input</span></p>\n<p><span st
 yle='font-size: 18pt\;'>Under Listings\, go to the “Quick Modify” section 
 and enter your MLS # and edit</span></p>\n<p><span style='font-size: 18pt\
 ;'>In Select Form you will go to Open Houses</span></p>\n<p><span style='f
 ont-size: 18pt\;'>You will enter the date of the tour you want your home o
 n.</span></p>\n<p><span style='font-size: 18pt\;'>Time will be from 9:00 t
 o 11:00 am.</span></p>\n<p><span style='font-size: 18pt\;'>Active status i
 s “yes”</span></p>\n<p><span style='font-size: 18pt\;'>Under Open House Ty
 pe\, it is very<span> </span><strong>IMPORTANT</strong><span> </span>to ma
 ke sure you pick “CARAVAN”  (This is the only way we can find it to enter 
 your property on the tour).</span></p>\n<p><span style='font-size: 18pt\;'
 >Under Comments\, please put which tour (New Braunfels\, San Marcos or Seg
 uin) you want it on and any other additional comments you’d like.</span></
 p>\n<p><span style='font-size: 18pt\;'> </span></p>\n<p><span style='font-
 size: 18pt\;'><img alt='' src='images/propertytours/Comal_Southwest_Carava
 n_Map_.png' /></span></p>
DTSTART;TZID=America/Chicago:20201117T090000
DTEND;TZID=America/Chicago:20201117T110000
SUMMARY:New Braunfels Property Tour - SW Side
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/5016-new-braunfels-property-tour-sw-side
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong>Car
 avan Home Tour Instructions</strong></span></p>\n<p><span style='font-size
 : 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\;'>Go to Matrix.ct
 xmls.com</span></p>\n<p><span style='font-size: 18pt\;'>Enter your User ID
  and Password                         </span></p>\n<p><span style='font-si
 ze: 18pt\;'>From Home page\, go to the Input tab and click on Input</span>
 </p>\n<p><span style='font-size: 18pt\;'>Under Listings\, go to the “Quick
  Modify” section and enter your MLS # and edit</span></p>\n<p><span style=
 'font-size: 18pt\;'>In Select Form you will go to Open Houses</span></p>\n
 <p><span style='font-size: 18pt\;'>You will enter the date of the tour you
  want your home on.</span></p>\n<p><span style='font-size: 18pt\;'>Time wi
 ll be from 9:00 to 11:00 am.</span></p>\n<p><span style='font-size: 18pt\;
 '>Active status is “yes”</span></p>\n<p><span style='font-size: 18pt\;'>Un
 der Open House Type\, it is very<span> </span><strong>IMPORTANT</strong><s
 pan> </span>to make sure you pick “CARAVAN”  (This is the only way we can 
 find it to enter your property on the tour).</span></p>\n<p><span style='f
 ont-size: 18pt\;'>Under Comments\, please put which tour (New Braunfels\, 
 San Marcos or Seguin) you want it on and any other additional comments you
 ’d like.</span></p>\n<p><span style='font-size: 18pt\;'> </span></p>\n<p><
 span style='font-size: 18pt\;'><img alt='' src='images/propertytours/Comal
 _Southwest_Caravan_Map_.png' /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20200121T113000CST-7525VBXpz1@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:FRAR Committee Meetings
DTSTART;TZID=America/Chicago:20201117T113000
DTEND;TZID=America/Chicago:20201117T123000
SUMMARY:Committee: TREPAC Meeting (CANCELLED)
URL:https://fourriversrealtors.com/about-us/classes-events/21-committee-mee
 ting/3696-committee-trepac-meeting
END:VEVENT
BEGIN:VEVENT
UID:20201117T170000CST-5925hgW2Mp@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Association Events
DESCRIPTION:<p style='text-align: center\;'><img class='' alt='' src='image
 s/events/NextGen_Holiday_Party_2020_NEW.png' width='754' height='632' /></
 p>\n<p style='text-align: center\;'><span style='font-size: 18pt\;'><stron
 g>Masks and Social Distancing will be Observed</strong></span></p>\n<p sty
 le='text-align: center\;'><span style='font-size: 18pt\; color: #333399\;'
 ><strong>Who will be the NextGen Axe Throwing Champion?</strong></span></p
 >
DTSTART;TZID=America/Chicago:20201117T170000
DTEND;TZID=America/Chicago:20201117T190000
SUMMARY:NextGen Holiday Partay 2020
URL:https://fourriversrealtors.com/about-us/classes-events/20-association-e
 vents/4921-nextgen-holiday-partay-2020
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><img class='' 
 alt='' src='images/events/NextGen_Holiday_Party_2020_NEW.png' width='754' 
 height='632' /></p>\n<p style='text-align: center\;'><span style='font-siz
 e: 18pt\;'><strong>Masks and Social Distancing will be Observed</strong></
 span></p>\n<p style='text-align: center\;'><span style='font-size: 18pt\; 
 color: #333399\;'><strong>Who will be the NextGen Axe Throwing Champion?</
 strong></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201118T083000CST-1384opVAPm@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Association Events
DTSTART;TZID=America/Chicago:20201118T083000
DTEND;TZID=America/Chicago:20201118T170000
SUMMARY:Stud-a-Thon Decoration Day for Habitat for Humanity
URL:https://fourriversrealtors.com/about-us/classes-events/20-association-e
 vents/4930-stud-a-thon-decoration-day-for-habitat-for-humanity
END:VEVENT
BEGIN:VEVENT
UID:20200625T084500CDT-3274IiTsx1@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Staff Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>During this time the Four Ri
 vers AOR Staff is in training and the Association phones are paused for 1 
 Hr.  Please leave a message and we will return your call as soon as possib
 le! </span></p>\n<p><span style='font-size: 18pt\;'>You can also email: <j
 oomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw==' last='Zm91cnJ
 pdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVhbHRvcnMuY29t' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail> for a response. </span></p>
 \n<p><span style='font-size: 18pt\;'>We look forward to serving you! </spa
 n></p>
DTSTART;TZID=America/Chicago:20200624T083000
DTEND;TZID=America/Chicago:20200625T093000
EXDATE;TZID=America/Chicago:20201118T084500
RRULE:FREQ=WEEKLY;UNTIL=20211229T060000Z;INTERVAL=1;BYDAY=WE
SUMMARY:FRAR Staff Meeting Virtual (Phones Paused for 1 HR)
URL:https://fourriversrealtors.com/about-us/classes-events/31-staff/4642-fr
 ar-staff-meeting-virtual-phones-paused-for-1-hr
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>During this
  time the Four Rivers AOR Staff is in training and the Association phones 
 are paused for 1 Hr.  Please leave a message and we will return your call 
 as soon as possible! </span></p>\n<p><span style='font-size: 18pt\;'>You c
 an also email: <joomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw
 ==' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVh
 bHRvcnMuY29t' base='' >This email address is being protected from spambots
 . You need JavaScript enabled to view it.</joomla-hidden-mail> for a respo
 nse. </span></p>\n<p><span style='font-size: 18pt\;'>We look forward to se
 rving you! </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20200625T084500CDT-3274IiTsx1@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Staff Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>During this time the Four Ri
 vers AOR Staff is in training and the Association phones are paused for 1 
 Hr.  Please leave a message and we will return your call as soon as possib
 le! </span></p>\n<p><span style='font-size: 18pt\;'>You can also email: <j
 oomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw==' last='Zm91cnJ
 pdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVhbHRvcnMuY29t' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail> for a response. </span></p>
 \n<p><span style='font-size: 18pt\;'>We look forward to serving you! </spa
 n></p>
DTSTART;TZID=America/Chicago:20201118T084500
DTEND;TZID=America/Chicago:20201118T093000
SUMMARY:FRAR Staff Meeting Virtual (Phones Paused for 1 HR)
URL:https://fourriversrealtors.com/about-us/classes-events/31-staff/4663-fr
 ar-staff-meeting-virtual-phones-paused-for-1-hr
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>During this
  time the Four Rivers AOR Staff is in training and the Association phones 
 are paused for 1 Hr.  Please leave a message and we will return your call 
 as soon as possible! </span></p>\n<p><span style='font-size: 18pt\;'>You c
 an also email: <joomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw
 ==' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVh
 bHRvcnMuY29t' base='' >This email address is being protected from spambots
 . You need JavaScript enabled to view it.</joomla-hidden-mail> for a respo
 nse. </span></p>\n<p><span style='font-size: 18pt\;'>We look forward to se
 rving you! </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201118T090000CST-1653ainejl@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong>Caravan Home Tour In
 structions</strong></span></p>\n<p><span style='font-size: 18pt\;'> </span
 ></p>\n<p><span style='font-size: 18pt\;'>Go to Matrix.ctxmls.com</span></
 p>\n<p><span style='font-size: 18pt\;'>Enter your User ID and Password    
                      </span></p>\n<p><span style='font-size: 18pt\;'>From 
 Home page\, go to the Input tab and click on Input</span></p>\n<p><span st
 yle='font-size: 18pt\;'>Under Listings\, go to the “Quick Modify” section 
 and enter your MLS # and edit</span></p>\n<p><span style='font-size: 18pt\
 ;'>In Select Form you will go to Open Houses</span></p>\n<p><span style='f
 ont-size: 18pt\;'>You will enter the date of the tour you want your home o
 n.</span></p>\n<p><span style='font-size: 18pt\;'>Time will be from 9:00 t
 o 11:00 am.</span></p>\n<p><span style='font-size: 18pt\;'>Active status i
 s “yes”</span></p>\n<p><span style='font-size: 18pt\;'>Under Open House Ty
 pe\, it is very <strong>IMPORTANT</strong> to make sure you pick “CARAVAN”
   (This is the only way we can find it to enter your property on the tour)
 .</span></p>\n<p><span style='font-size: 18pt\;'>Under Comments\, please p
 ut which tour (New Braunfels\, San Marcos or Seguin) you want it on and an
 y other additional comments you’d like.</span></p>\n<p><span style='font-s
 ize: 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\;'><img alt='' 
 src='images/propertytours/Comal_Southwest_Caravan_Map_.png' /></span></p>
DTSTART;TZID=America/Chicago:20201118T090000
DTEND;TZID=America/Chicago:20201118T110000
SUMMARY:New Braunfels Property Tour - SW Side
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/4284-nb-prop-tour-sw-6
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong>Car
 avan Home Tour Instructions</strong></span></p>\n<p><span style='font-size
 : 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\;'>Go to Matrix.ct
 xmls.com</span></p>\n<p><span style='font-size: 18pt\;'>Enter your User ID
  and Password                         </span></p>\n<p><span style='font-si
 ze: 18pt\;'>From Home page\, go to the Input tab and click on Input</span>
 </p>\n<p><span style='font-size: 18pt\;'>Under Listings\, go to the “Quick
  Modify” section and enter your MLS # and edit</span></p>\n<p><span style=
 'font-size: 18pt\;'>In Select Form you will go to Open Houses</span></p>\n
 <p><span style='font-size: 18pt\;'>You will enter the date of the tour you
  want your home on.</span></p>\n<p><span style='font-size: 18pt\;'>Time wi
 ll be from 9:00 to 11:00 am.</span></p>\n<p><span style='font-size: 18pt\;
 '>Active status is “yes”</span></p>\n<p><span style='font-size: 18pt\;'>Un
 der Open House Type\, it is very <strong>IMPORTANT</strong> to make sure y
 ou pick “CARAVAN”  (This is the only way we can find it to enter your prop
 erty on the tour).</span></p>\n<p><span style='font-size: 18pt\;'>Under Co
 mments\, please put which tour (New Braunfels\, San Marcos or Seguin) you 
 want it on and any other additional comments you’d like.</span></p>\n<p><s
 pan style='font-size: 18pt\;'> </span></p>\n<p><span style='font-size: 18p
 t\;'><img alt='' src='images/propertytours/Comal_Southwest_Caravan_Map_.pn
 g' /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201118T090000CST-2141kiU5XA@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am am- 
 12:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong
 >Cost $35 for Members/Non-Member $40</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>Course No. 40071</strong></span></li>\n<li><s
 pan style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual class
  (off site instructor via Zoom)</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Instructor- Mac McFarland</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>Last day for discount is Nov 11\
 , 2020. After Nov 11\, 2020\, add $15 to registration fee</strong></span><
 /li>\n<li><span style='font-size: 18pt\;'><strong>No refunds or Transfers 
 after Nov 16\, 2020</strong></span></li>\n<li><span style='font-size: 18pt
 \;'><strong>To assure you receive class information\, registration ends No
 v 17 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'>
 <strong>If you have questions with registration email<span> </span><joomla
 -hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVy
 c3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base
 ='' >This email address is being protected from spambots. You need JavaScr
 ipt enabled to view it.</joomla-hidden-mail> </strong></span></li>\n</ul>
 \n<p><span style='font-size: 18pt\;'><strong> </strong></span></p>\n<p><sp
 an style='font-size: 18pt\;'><strong>Course Description:</strong></span></
 p>\n<p><span style='font-size: 18pt\;'><strong>This course will focus on h
 ow to effectively represent a buyer\, as a buyer’s agent\, in a residentia
 l real estate transaction. Course topics include: using MLS data to advise
  potential buyer as to the market value and choosing correct comparable sa
 les so that “apples are compared to apples.” Understanding the difference 
 between a buyer’s market\, a seller’s market and a balanced market impacts
  buyer options\; learning to compare the resale market to the new home mar
 ket and the importance of historical data in specific neighborhoods. Empha
 sis also placed on buyer’s agent responsibility to client.</strong></span>
 </p>
DTSTART;TZID=America/Chicago:20201118T090000
DTEND;TZID=America/Chicago:20201118T120000
SUMMARY:3 CE HR Class: Responsibilities of a Buyer's Agent in a Buyer's Mar
 ket (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4758-3-ce-hr-class-responsibilities-of-a-buyer-s-agent-in-a-buyer-s
 -market-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>9:00 am am- 12:00 pm</strong></span></li>\n<li><span style='font-size
 : 18pt\;'><strong>Cost $35 for Members/Non-Member $40</strong></span></li>
 \n<li><span style='font-size: 18pt\;'><strong>Course No. 40071</strong></s
 pan></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REAL
 TORS® #0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>Virtual class (off site instructor via Zoom)</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Instructor- Mac McFarland</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>Last day for di
 scount is Nov 11\, 2020. After Nov 11\, 2020\, add $15 to registration fee
 </strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refu
 nds or Transfers after Nov 16\, 2020</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>To assure you receive class information\, reg
 istration ends Nov 17 at 5:00 pm</strong></span></li>\n<li><span style='fo
 nt-size: 18pt\;'><strong>If you have questions with registration email<spa
 n> </span><joomla-hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' l
 ast='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsd
 G9ycy5jb20=' base='' >This email address is being protected from spambots.
  You need JavaScript enabled to view it.</joomla-hidden-mail> </strong></s
 pan></li>\n</ul>\n<p><span style='font-size: 18pt\;'><strong> </strong></s
 pan></p>\n<p><span style='font-size: 18pt\;'><strong>Course Description:</
 strong></span></p>\n<p><span style='font-size: 18pt\;'><strong>This course
  will focus on how to effectively represent a buyer\, as a buyer’s agent\,
  in a residential real estate transaction. Course topics include: using ML
 S data to advise potential buyer as to the market value and choosing corre
 ct comparable sales so that “apples are compared to apples.” Understanding
  the difference between a buyer’s market\, a seller’s market and a balance
 d market impacts buyer options\; learning to compare the resale market to 
 the new home market and the importance of historical data in specific neig
 hborhoods. Emphasis also placed on buyer’s agent responsibility to client.
 </strong></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201118T090000CST-7440S1Jfb5@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong><em>Canyon Lake Prop
 erty Tour: In-Person (Masks\, Social Distancing &amp\; No Carpooling)  </e
 m></strong></span></p>\n<p><span style='font-size: 18pt\;'><strong><em> </
 em></strong></span></p>\n<p><span style='font-size: 18pt\;'>Tour Coordinat
 or: Pam Kight\, Kight Home Inspection</span></p>\n<p><span style='font-siz
 e: 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\;'><strong>Other 
 tour dates: </strong></span></p>\n<p><span style='font-size: 18pt\;'>1st W
 ednesday of each month - Southside Tour</span></p>\n<p><span style='font-s
 ize: 18pt\;'>2n Wednesday each month - Spring Branch Tour </span></p>\n<p>
  <br /><span style='font-size: 18pt\;'>Please email Pam to add your listin
 g to the tour:  <span id='cloak2c8716e6e50d3dfa6333baa7cddb8905'><span id=
 'cloak46dd1d3f63c2a7e13711c642c354fb76'><joomla-hidden-mail  is-link='1' i
 s-email='1' first='cGFt' last='cGljbmJ0eC5jb20=' text='cGFtQHBpY25idHguY29
 t' base='' >This email address is being protected from spambots. You need 
 JavaScript enabled to view it.</joomla-hidden-mail> or contact her by phon
 e at 830-609-8180. </span></span></span></p>
DTSTART;TZID=America/Chicago:20201118T090000
DTEND;TZID=America/Chicago:20201118T110000
RRULE:FREQ=MONTHLY;UNTIL=20211215T060000Z;INTERVAL=1;BYDAY=WE;BYSETPOS=3
SUMMARY:Canyon Lake Property Tour (In-Person) North Side
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/4907-canyon-lake-property-tour-in-person-north-side
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong><em
 >Canyon Lake Property Tour: In-Person (Masks\, Social Distancing &amp\; No
  Carpooling)  </em></strong></span></p>\n<p><span style='font-size: 18pt\;
 '><strong><em> </em></strong></span></p>\n<p><span style='font-size: 18pt\
 ;'>Tour Coordinator: Pam Kight\, Kight Home Inspection</span></p>\n<p><spa
 n style='font-size: 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\
 ;'><strong>Other tour dates: </strong></span></p>\n<p><span style='font-si
 ze: 18pt\;'>1st Wednesday of each month - Southside Tour</span></p>\n<p><s
 pan style='font-size: 18pt\;'>2n Wednesday each month - Spring Branch Tour
  </span></p>\n<p> <br /><span style='font-size: 18pt\;'>Please email Pam t
 o add your listing to the tour:  <span id='cloak2c8716e6e50d3dfa6333baa7cd
 db8905'><span id='cloak46dd1d3f63c2a7e13711c642c354fb76'><joomla-hidden-ma
 il  is-link='1' is-email='1' first='cGFt' last='cGljbmJ0eC5jb20=' text='cG
 FtQHBpY25idHguY29t' base='' >This email address is being protected from sp
 ambots. You need JavaScript enabled to view it.</joomla-hidden-mail> or co
 ntact her by phone at 830-609-8180. </span></span></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20190417T130000CDT-01823Cvz1V@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Board Meetings
DTSTART;TZID=America/Chicago:20200115T120000
DTEND;TZID=America/Chicago:20200115T143000
RRULE:FREQ=MONTHLY;UNTIL=20201216T060000Z;INTERVAL=1;BYDAY=WE;BYSETPOS=3
SUMMARY:Board of Directors Meeting
URL:https://fourriversrealtors.com/about-us/classes-events/48-board-meeting
 s/2344-board-of-directors-meeting
END:VEVENT
BEGIN:VEVENT
UID:20200109T084500CST-53972JO2S3@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><em><strong>Seguin Property 
 Tour:</strong></em><a target='_blank' href='http://www.fourriversrealtors.
 com/clientuploads/Documents/Propertytourinstructions.pdf' rel='noopener no
 referrer'><br /></a></span></p>\n<p><span style='font-size: 18pt\;'>Contac
 t: Jeanene Weidman - <span id='cloakee0a63ae35a01b85e5ca635abf6edce2'><joo
 mla-hidden-mail  is-link='1' is-email='0' first='amVhbmVuZQ==' last='bmJ0a
 XRsZS5jb20=' text='amVhbmVuZUBuYnRpdGxlLmNvbcKg' base='' >This email addre
 ss is being protected from spambots. You need JavaScript enabled to view i
 t.</joomla-hidden-mail></span>or call 970-903-8601</span><br /><span style
 ='font-size: 18pt\;'>Tour dates: Every Thursday of each month\, 9 AM</span
 ><br /><span style='font-size: 18pt\;'>Starting location: 1467 E Court St\
 , Seguin<br /><a class='doclink docman_track_download k-ui-namespace' href
 ='http://www.fourriversrealtors.com/docman-documents/forms-members-only/48
 6-how-to-add-a-property-to-a-tour-in-matrix' data-title='How to add a prop
 erty to a tour in Matrix' data-id='486' data-processed='data-processed'><s
 pan class='k-icon-document-pdf  '></span> <span class='k-visually-hidden'>
 pdf</span>Download Directions to add a property to the New Braunfels or Se
 guin tours in Matrix. (88 KB) </a> </span></p>
DTSTART;TZID=America/Chicago:20200109T084500
DTEND;TZID=America/Chicago:20200109T104500
RRULE:FREQ=WEEKLY;UNTIL=20201217T060000Z;INTERVAL=1;BYDAY=TH
SUMMARY:Seguin Property Tour
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/4153-seguin-property-tour
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><em><strong
 >Seguin Property Tour:</strong></em><a target='_blank' href='http://www.fo
 urriversrealtors.com/clientuploads/Documents/Propertytourinstructions.pdf'
  rel='noopener noreferrer'><br /></a></span></p>\n<p><span style='font-siz
 e: 18pt\;'>Contact: Jeanene Weidman - <span id='cloakee0a63ae35a01b85e5ca6
 35abf6edce2'><joomla-hidden-mail  is-link='1' is-email='0' first='amVhbmVu
 ZQ==' last='bmJ0aXRsZS5jb20=' text='amVhbmVuZUBuYnRpdGxlLmNvbcKg' base='' 
 >This email address is being protected from spambots. You need JavaScript 
 enabled to view it.</joomla-hidden-mail></span>or call 970-903-8601</span>
 <br /><span style='font-size: 18pt\;'>Tour dates: Every Thursday of each m
 onth\, 9 AM</span><br /><span style='font-size: 18pt\;'>Starting location:
  1467 E Court St\, Seguin<br /><a class='doclink docman_track_download k-u
 i-namespace' href='http://www.fourriversrealtors.com/docman-documents/form
 s-members-only/486-how-to-add-a-property-to-a-tour-in-matrix' data-title='
 How to add a property to a tour in Matrix' data-id='486' data-processed='d
 ata-processed'><span class='k-icon-document-pdf  '></span> <span class='k-
 visually-hidden'>pdf</span>Download Directions to add a property to the Ne
 w Braunfels or Seguin tours in Matrix. (88 KB) </a> </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201119T130000CST-0816vG3mai@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>1:00 pm pm- 
 4:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>
 Cost $35 for Members/Non-Member $40</strong></span></li>\n<li><span style=
 'font-size: 18pt\;'><strong>Course No. 40154</strong></span></li>\n<li><sp
 an style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</stron
 g></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual class 
 (off site instructor via Zoom)</strong></span></li>\n<li><span style='font
 -size: 18pt\;'><strong>Instructor- Jim Parr</strong></span></li>\n<li><spa
 n style='font-size: 18pt\;'><strong>Last day for discount is Nov 12\, 2020
 . After Nov 12\, 2020\, add $15 to registration fee</strong></span></li>\n
 <li><span style='font-size: 18pt\;'><strong>No refunds or Transfers after 
 Nov 17\, 2020</strong></span></li>\n<li><span style='font-size: 18pt\;'><s
 trong>To assure you receive class information\, registration ends Nov 18 a
 t 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><stron
 g>If you have questions with registration email<span> </span><joomla-hidde
 n-mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYW
 x0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >T
 his email address is being protected from spambots. You need JavaScript en
 abled to view it.</joomla-hidden-mail> </strong></span></li>\n</ul>\n<p><s
 pan style='font-size: 18pt\;'><strong> </strong></span></p>\n<p><span styl
 e='font-size: 18pt\;'><strong>Course Description:</strong></span></p>\n<p>
 <span style='font-size: 18pt\;'><strong><span>This course provides student
 s with an understanding of the important issues and clauses common to all 
 commercial sales contracts. It then focuses on the Commercial sales contra
 cts provided by TAR for Improved and Unimproved property transactions\, wi
 th related forms and addenda. Students are reminded of the requirement to 
 use TREC promulgated forms for one-to-four family\, Farm and Ranch\, and r
 esidential condo sales\, as well as the dangers of practicing law without 
 a license.</span></strong></span></p>
DTSTART;TZID=America/Chicago:20201119T130000
DTEND;TZID=America/Chicago:20201119T160000
SUMMARY:3 CE HR Class: Commercial Sales Contract 101 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4759-3-ce-hr-class-commercial-sales-contract-101-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>1:00 pm pm- 4:00 pm</strong></span></li>\n<li><span style='font-size:
  18pt\;'><strong>Cost $35 for Members/Non-Member $40</strong></span></li>
 \n<li><span style='font-size: 18pt\;'><strong>Course No. 40154</strong></s
 pan></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REAL
 TORS® #0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>Virtual class (off site instructor via Zoom)</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Instructor- Jim Parr</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>Last day for discoun
 t is Nov 12\, 2020. After Nov 12\, 2020\, add $15 to registration fee</str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refunds o
 r Transfers after Nov 17\, 2020</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>To assure you receive class information\, registra
 tion ends Nov 18 at 5:00 pm</strong></span></li>\n<li><span style='font-si
 ze: 18pt\;'><strong>If you have questions with registration email<span> </
 span><joomla-hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' last='
 Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy
 5jb20=' base='' >This email address is being protected from spambots. You 
 need JavaScript enabled to view it.</joomla-hidden-mail> </strong></span><
 /li>\n</ul>\n<p><span style='font-size: 18pt\;'><strong> </strong></span><
 /p>\n<p><span style='font-size: 18pt\;'><strong>Course Description:</stron
 g></span></p>\n<p><span style='font-size: 18pt\;'><strong><span>This cours
 e provides students with an understanding of the important issues and clau
 ses common to all commercial sales contracts. It then focuses on the Comme
 rcial sales contracts provided by TAR for Improved and Unimproved property
  transactions\, with related forms and addenda. Students are reminded of t
 he requirement to use TREC promulgated forms for one-to-four family\, Farm
  and Ranch\, and residential condo sales\, as well as the dangers of pract
 icing law without a license.</span></strong></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20200109T133000CST-2405GUnSdV@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:FRAR Committee Meetings
DTSTART;TZID=America/Chicago:20200116T133000
DTEND;TZID=America/Chicago:20200116T143000
RRULE:FREQ=MONTHLY;UNTIL=20201230T060000Z;INTERVAL=1;BYDAY=TH;BYSETPOS=3
SUMMARY:Committee: Professional Standards Meeting
URL:https://fourriversrealtors.com/about-us/classes-events/21-committee-mee
 ting/3710-committee-professional-standards-meeting
END:VEVENT
BEGIN:VEVENT
UID:20201016T080000CDT-8036rUeTss@http://txmliws.rapams.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Association Events
DTSTART;TZID=America/Chicago:20201120T090000
DTEND;TZID=America/Chicago:20201120T133000
SUMMARY:New Member Orientation
URL:https://fourriversrealtors.com/about-us/classes-events/20-association-e
 vents/3774-new-member-orientation-2
END:VEVENT
BEGIN:VEVENT
UID:20200522T140000CDT-3080NVUBHX@http://fourriversrealtors.com/
DTSTAMP:20260403T193246Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p style='background: whitesmoke\; margin: 0in 0in 7.5pt 0in\;'
 ><span style='font-size: 18pt\;'><strong><span style='font-family: Helveti
 ca\, sans-serif\; color: black\;'>Presented by:</span></strong><strong><sp
 an style='font-family: Arial\, sans-serif\; color: black\;'> Selina Medina
 \, </span></strong><strong><span style='font-family: Helvetica\, sans-seri
 f\; color: black\;'>Independence Title</span></strong><span style='font-fa
 mily: Arial\, sans-serif\; color: black\;'></span></span></p>\n<p style='b
 ackground: whitesmoke\; margin: 0in 0in 7.5pt 0in\;'><span style='font-siz
 e: 18pt\;'><strong><span style='font-family: Helvetica\, sans-serif\; colo
 r: black\;'>Are you a new Realtor?  Or are you a seasoned Realtor that’s n
 ew to our MLS?  If so\, this is the perfect class for you. </span></strong
 ><strong><span style='font-family: Arial\, sans-serif\; color: black\;'>Yo
 u will explore the basic tools needed to get you started with Matrix</span
 ></strong><strong><span style='font-family: Helvetica\, sans-serif\; color
 : black\;'>.  From searching properties\, to editing your agent profile th
 is class is the introduction you’re looking for.</span></strong><span styl
 e='font-family: Arial\, sans-serif\; color: black\;'></span></span></p>\n<
 p style='background: whitesmoke\; margin: 0in 0in 7.5pt 0in\;'><span style
 ='font-size: 18pt\;'><strong><span style='font-family: Helvetica\, sans-se
 rif\; color: black\;'>All costs for non-title education underwritten by in
 dependent vendors.</span></strong><span style='font-family: Arial\, sans-s
 erif\; color: black\;'></span></span></p>\n<p style='background: whitesmok
 e\; margin: 0in 0in 7.5pt 0in\;'><span style='font-size: 18pt\;'><strong><
 span style='font-family: Helvetica\, sans-serif\; color: black\;'>Provider
  #0403 • Intro to Matrix #32574</span></strong><span style='font-family: A
 rial\, sans-serif\; color: black\;'></span></span></p>\n<p><span style='fo
 nt-size: 18pt\;'><strong>You are invited to a Zoom meeting.</strong></span
 ></p>\n<p><span style='font-size: 18pt\;'><strong>When: Nov 20\, 2020 02:0
 0 PM Central Time (US and Canada)</strong></span></p>\n<p><span style='fon
 t-size: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size: 
 18pt\;'><strong>Register in advance for this meeting:</strong></span></p>
 \n<p><span style='font-size: 18pt\;'><strong><a href='https://independence
 title.zoom.us/meeting/register/tJEtdumspzojGdMrpGRkWVZp18l4hOuWTjvU'>https
 ://independencetitle.zoom.us/meeting/register/tJEtdumspzojGdMrpGRkWVZp18l4
 hOuWTjvU</a></strong></span></p>\n<p><span style='font-size: 18pt\;'><stro
 ng> </strong></span></p>\n<p><span style='font-size: 18pt\;'><strong>After
  registering\, you will receive a confirmation email containing informatio
 n about joining the meeting.</strong></span></p>\n<p><span style='font-siz
 e: 18pt\;'><strong> </strong></span></p>\n<p style='background: whitesmoke
 \; margin: 0in 0in 7.5pt 0in\;'><span style='font-size: 18pt\;'><strong><s
 pan style='font-family: Helvetica\, sans-serif\; color: black\;'><img alt=
 '' src='images/indep.png' /></span></strong></span></p>
DTSTART;TZID=America/Chicago:20201120T140000
DTEND;TZID=America/Chicago:20201120T150000
SUMMARY:Class: Introduction to Matrix Training
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4304-class-introduction-to-matrix-training
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='background: whitesmoke\; margin: 0in
  0in 7.5pt 0in\;'><span style='font-size: 18pt\;'><strong><span style='fon
 t-family: Helvetica\, sans-serif\; color: black\;'>Presented by:</span></s
 trong><strong><span style='font-family: Arial\, sans-serif\; color: black\
 ;'> Selina Medina\, </span></strong><strong><span style='font-family: Helv
 etica\, sans-serif\; color: black\;'>Independence Title</span></strong><sp
 an style='font-family: Arial\, sans-serif\; color: black\;'></span></span>
 </p>\n<p style='background: whitesmoke\; margin: 0in 0in 7.5pt 0in\;'><spa
 n style='font-size: 18pt\;'><strong><span style='font-family: Helvetica\, 
 sans-serif\; color: black\;'>Are you a new Realtor?  Or are you a seasoned
  Realtor that’s new to our MLS?  If so\, this is the perfect class for you
 . </span></strong><strong><span style='font-family: Arial\, sans-serif\; c
 olor: black\;'>You will explore the basic tools needed to get you started 
 with Matrix</span></strong><strong><span style='font-family: Helvetica\, s
 ans-serif\; color: black\;'>.  From searching properties\, to editing your
  agent profile this class is the introduction you’re looking for.</span></
 strong><span style='font-family: Arial\, sans-serif\; color: black\;'></sp
 an></span></p>\n<p style='background: whitesmoke\; margin: 0in 0in 7.5pt 0
 in\;'><span style='font-size: 18pt\;'><strong><span style='font-family: He
 lvetica\, sans-serif\; color: black\;'>All costs for non-title education u
 nderwritten by independent vendors.</span></strong><span style='font-famil
 y: Arial\, sans-serif\; color: black\;'></span></span></p>\n<p style='back
 ground: whitesmoke\; margin: 0in 0in 7.5pt 0in\;'><span style='font-size: 
 18pt\;'><strong><span style='font-family: Helvetica\, sans-serif\; color: 
 black\;'>Provider #0403 • Intro to Matrix #32574</span></strong><span styl
 e='font-family: Arial\, sans-serif\; color: black\;'></span></span></p>\n<
 p><span style='font-size: 18pt\;'><strong>You are invited to a Zoom meetin
 g.</strong></span></p>\n<p><span style='font-size: 18pt\;'><strong>When: N
 ov 20\, 2020 02:00 PM Central Time (US and Canada)</strong></span></p>\n<p
 ><span style='font-size: 18pt\;'><strong> </strong></span></p>\n<p><span s
 tyle='font-size: 18pt\;'><strong>Register in advance for this meeting:</st
 rong></span></p>\n<p><span style='font-size: 18pt\;'><strong><a href='http
 s://independencetitle.zoom.us/meeting/register/tJEtdumspzojGdMrpGRkWVZp18l
 4hOuWTjvU'>https://independencetitle.zoom.us/meeting/register/tJEtdumspzoj
 GdMrpGRkWVZp18l4hOuWTjvU</a></strong></span></p>\n<p><span style='font-siz
 e: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size: 18pt\
 ;'><strong>After registering\, you will receive a confirmation email conta
 ining information about joining the meeting.</strong></span></p>\n<p><span
  style='font-size: 18pt\;'><strong> </strong></span></p>\n<p style='backgr
 ound: whitesmoke\; margin: 0in 0in 7.5pt 0in\;'><span style='font-size: 18
 pt\;'><strong><span style='font-family: Helvetica\, sans-serif\; color: bl
 ack\;'><img alt='' src='images/indep.png' /></span></strong></span></p>
END:VEVENT
END:VCALENDAR