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TZID:America/Chicago
TZUNTIL:20271107T070000Z
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DTSTART:20251102T020000
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DTSTART:20260308T020000
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BEGIN:VEVENT
UID:20210222T083000CST-5091zhBwRU@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Billing Due Reminder
DESCRIPTION:<p style='text-align: left\;'> <br /> </p>\n<p style='text-alig
 n: center\;'> </p>\n<p style='text-align: center\;'><span style='font-size
 : 24pt\;'>Dues Schedule &amp\; Fees 2021</span></p>\n<p style='text-align:
  left\; padding-left: 30px\;'>                                            
                                   <br /> <span style='font-size: 14pt\;'><
 strong>Spring 2021 Billing MLS/SUPRA (April 2021 – Sept 2021)        Invoi
 ce Date: February 22                 Due Date: March 22</strong></span></p
 >\n<p style='text-align: left\; padding-left: 30px\;'><span style='font-si
 ze: 12pt\; background-color: #ffff00\;'><em>*Invoices sent by email from t
 he address of </em><joomla-hidden-mail style='background-color: #ffff00\;'
   is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Zm91cnJpdmVyc3JlYWx0
 b3JzLmNvbQ==' text='PHN0cm9uZz5sZWFuZHJhQGZvdXJyaXZlcnNyZWFsdG9ycy5jb208L3
 N0cm9uZz4=' base='' >This email address is being protected from spambots. 
 You need JavaScript enabled to view it.</joomla-hidden-mail><em>! Please c
 heck your spam or junk mail folders. <strong>You are responsible for payin
 g the invoice on time whether or not it went to your spam or junk mail.</s
 trong></em></span></p>\n<p style='text-align: left\; padding-left: 30px\;'
 ><span style='font-size: 12pt\;'><strong>If payment is not received by the
  due date:</strong></span></p>\n<p style='text-align: left\; padding-left:
  30px\;'><span style='font-size: 12pt\;'><span style='text-decoration: und
 erline\;'><span style='background-color: #ffff00\;'><strong>MLS Dues Billi
 ng:</strong></span></span><strong><span style='text-decoration: underline\
 ;'>  $25 late fee will apply for all dues paid after the due date listed a
 bove\; staff does not have the authority to waive late fees.</span><br /> 
 <br /><span style='text-decoration: underline\;'> <span style='background-
 color: #ffff00\;'>Association Dues Billing: </span> $25 late fee will be a
 ssessed to all dues received after due date listed above. Association dues
  ARE NOT prorated if dues were paid the prior year.</span></strong></span>
 </p>\n<ul style='text-align: left\;'>\n<li><span style='font-size: 12pt\;'
 >SUPRA eKEY will be deactivated and Matrix MLS access will be terminated u
 ntil payment is received (active status listings will be moved into the br
 oker’s name or\, if the broker\, temp off market). <strong><em>When access
  is reactivated\, member is responsible for moving these listings back in 
 to their inventory.</em></strong></span></li>\n</ul>\n<p style='text-align
 : left\; padding-left: 30px\;'><span style='font-size: 12pt\;'><strong><sp
 an style='text-decoration: underline\;'>If reapplying within three months 
 of inactivity (MLS):</span><br /> </strong>If reapplying before three mont
 hs of inactivity\, the member will pay prorated MLS dues based on the mont
 h they are reactivating\, and the member will be charged the $25 late fee 
 and $50 reconnect fee if no notification was given to FRAR in writing rega
 rding dropping MLS services\; if notification was given to FRAR regarding 
 dropping MLS then only a $50 reactivation fee plus prorated dues will be c
 harged.</span></p>\n<p style='text-align: left\; padding-left: 30px\;'><sp
 an style='text-decoration: underline\; font-size: 12pt\;'><strong>If reapp
 lying after three months of inactivity (MLS)</strong><strong>:</strong></s
 pan></p>\n<ul style='text-align: left\;'>\n<li><span style='font-size: 12p
 t\;'>$50.00 application fee is applied</span></li>\n<li><span style='font-
 size: 12pt\;'>MLS dues will be prorated</span></li>\n</ul>\n<p style='text
 -align: left\; padding-left: 30px\;'><span style='font-size: 12pt\;'><stro
 ng>Change of Office fee (if changing brokers)           $35.00</strong></s
 pan></p>\n<p style='padding-left: 30px\; text-align: center\;'><span style
 ='font-size: 12pt\;'><strong>Cash\, Checks to FRAR and Credit Cards Accept
 ed<br /> <span style='text-decoration: underline\;'><span style='backgroun
 d-color: #ffff00\;'>**REFUNDS ARE NOT ISSUED FOR ANY FEES AND/OR DUES**</s
 pan></span><br /> Questions regarding fees and payments: <joomla-hidden-ma
 il  is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Zm91cnJpdmVyc3JlYW
 x0b3JzLmNvbQ==' text='bGVhbmRyYUBmb3Vycml2ZXJzcmVhbHRvcnMuY29t' base='' >T
 his email address is being protected from spambots. You need JavaScript en
 abled to view it.</joomla-hidden-mail></strong><strong><br /><br /></stron
 g></span></p>
DTSTART;TZID=America/Chicago:20210222T000000
DTEND;TZID=America/Chicago:20210222T235959
SUMMARY:Spring 2021 Billing Invoice for MLS/Supra
URL:https://fourriversrealtors.com/about-us/classes-events/40-billing-due-r
 eminder/4872-spring-2021-billing-invoice-for-mls-supra
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: left\;'> <br /> </p>\n<p
  style='text-align: center\;'> </p>\n<p style='text-align: center\;'><span
  style='font-size: 24pt\;'>Dues Schedule &amp\; Fees 2021</span></p>\n<p s
 tyle='text-align: left\; padding-left: 30px\;'>                           
                                                    <br /> <span style='fon
 t-size: 14pt\;'><strong>Spring 2021 Billing MLS/SUPRA (April 2021 – Sept 2
 021)        Invoice Date: February 22                 Due Date: March 22</
 strong></span></p>\n<p style='text-align: left\; padding-left: 30px\;'><sp
 an style='font-size: 12pt\; background-color: #ffff00\;'><em>*Invoices sen
 t by email from the address of </em><joomla-hidden-mail style='background-
 color: #ffff00\;'  is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Zm9
 1cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='PHN0cm9uZz5sZWFuZHJhQGZvdXJyaXZlcnNyZ
 WFsdG9ycy5jb208L3N0cm9uZz4=' base='' >This email address is being protecte
 d from spambots. You need JavaScript enabled to view it.</joomla-hidden-ma
 il><em>! Please check your spam or junk mail folders. <strong>You are resp
 onsible for paying the invoice on time whether or not it went to your spam
  or junk mail.</strong></em></span></p>\n<p style='text-align: left\; padd
 ing-left: 30px\;'><span style='font-size: 12pt\;'><strong>If payment is no
 t received by the due date:</strong></span></p>\n<p style='text-align: lef
 t\; padding-left: 30px\;'><span style='font-size: 12pt\;'><span style='tex
 t-decoration: underline\;'><span style='background-color: #ffff00\;'><stro
 ng>MLS Dues Billing:</strong></span></span><strong><span style='text-decor
 ation: underline\;'>  $25 late fee will apply for all dues paid after the 
 due date listed above\; staff does not have the authority to waive late fe
 es.</span><br /> <br /><span style='text-decoration: underline\;'> <span s
 tyle='background-color: #ffff00\;'>Association Dues Billing: </span> $25 l
 ate fee will be assessed to all dues received after due date listed above.
  Association dues ARE NOT prorated if dues were paid the prior year.</span
 ></strong></span></p>\n<ul style='text-align: left\;'>\n<li><span style='f
 ont-size: 12pt\;'>SUPRA eKEY will be deactivated and Matrix MLS access wil
 l be terminated until payment is received (active status listings will be 
 moved into the broker’s name or\, if the broker\, temp off market). <stron
 g><em>When access is reactivated\, member is responsible for moving these 
 listings back in to their inventory.</em></strong></span></li>\n</ul>\n<p 
 style='text-align: left\; padding-left: 30px\;'><span style='font-size: 12
 pt\;'><strong><span style='text-decoration: underline\;'>If reapplying wit
 hin three months of inactivity (MLS):</span><br /> </strong>If reapplying 
 before three months of inactivity\, the member will pay prorated MLS dues 
 based on the month they are reactivating\, and the member will be charged 
 the $25 late fee and $50 reconnect fee if no notification was given to FRA
 R in writing regarding dropping MLS services\; if notification was given t
 o FRAR regarding dropping MLS then only a $50 reactivation fee plus prorat
 ed dues will be charged.</span></p>\n<p style='text-align: left\; padding-
 left: 30px\;'><span style='text-decoration: underline\; font-size: 12pt\;'
 ><strong>If reapplying after three months of inactivity (MLS)</strong><str
 ong>:</strong></span></p>\n<ul style='text-align: left\;'>\n<li><span styl
 e='font-size: 12pt\;'>$50.00 application fee is applied</span></li>\n<li><
 span style='font-size: 12pt\;'>MLS dues will be prorated</span></li>\n</ul
 >\n<p style='text-align: left\; padding-left: 30px\;'><span style='font-si
 ze: 12pt\;'><strong>Change of Office fee (if changing brokers)           $
 35.00</strong></span></p>\n<p style='padding-left: 30px\; text-align: cent
 er\;'><span style='font-size: 12pt\;'><strong>Cash\, Checks to FRAR and Cr
 edit Cards Accepted<br /> <span style='text-decoration: underline\;'><span
  style='background-color: #ffff00\;'>**REFUNDS ARE NOT ISSUED FOR ANY FEES
  AND/OR DUES**</span></span><br /> Questions regarding fees and payments: 
 <joomla-hidden-mail  is-link='1' is-email='1' first='bGVhbmRyYQ==' last='Z
 m91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGVhbmRyYUBmb3Vycml2ZXJzcmVhbHRvcnM
 uY29t' base='' >This email address is being protected from spambots. You n
 eed JavaScript enabled to view it.</joomla-hidden-mail></strong><strong><b
 r /><br /></strong></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210218T083000CST-40187vCTxc@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 Days of cla
 ss - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></
 span></li>\n<li><span style='font-size: 18pt\;'><strong>30 Hours SAE </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $275 
 Members &amp\; $300 Non-Members</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Course No. 861</strong></span></li>\n<li><span sty
 le='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>Instructor- Ginger U
 nger</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Vir
 tual class (off site instructor via Zoom)</strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Last day for discount is Feb 11\, 2021. 
 After Feb 11\, 2021\, add $25 to registration fee</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>No refund or Transfers on or aft
 er Feb 16\, 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'
 ><strong>To assure you receive class information\, registration ends Feb 1
 7\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt
 \;'><strong>If you have questions with registration email <span id='cloak4
 d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f1714d9c7fa72a3f84e6
 4b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'><joomla-hidden-ma
 il  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3
 JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This 
 email address is being protected from spambots. You need JavaScript enable
 d to view it.</joomla-hidden-mail></span></span></span></strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Course must be taken in or
 der: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<p><span style='fo
 nt-size: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size:
  18pt\;'><strong>Course Description:</strong></span></p>\n<p><span style='
 font-size: 18pt\;'><strong>This course is designed to prepare students for
  entry into the commercial real estate field by exposing them to the funda
 mentals of commercial real estate leasing\, property development\, and app
 raisal valuation methods. Students in this course will develop a comprehen
 sive understanding of the CMA process and the various due diligence elemen
 ts associated with representing commercial clients.</strong></span></p>\n<
 p><span style='font-size: 18pt\;'><a href='https://www.texasrealestate.com
 /wp-content/uploads/FINAL-TACS-FAQ-3.pdf' rel='alternate'>For More Informa
 tion</a></span></p>\n<p><span style='font-size: 18pt\;'><img alt='' src='i
 mages/buttons/non-member-registration.png' /></span></p>
DTSTART;TZID=America/Chicago:20210222T083000
DTEND;TZID=America/Chicago:20210222T170000
SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development
  Day 1 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4968-30-hr-ce-class-tacs-2-commercial-real-estate-property-developm
 ent-day-1-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 Days of class - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00
  daily</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>3
 0 Hours SAE </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Cost - $275 Members &amp\; $300 Non-Members</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Course No. 861</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #
 0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Ins
 tructor- Ginger Unger</strong></span></li>\n<li><span style='font-size: 18
 pt\;'><strong>Virtual class (off site instructor via Zoom)</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Last day for discount i
 s Feb 11\, 2021. After Feb 11\, 2021\, add $25 to registration fee</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refund or Tr
 ansfers on or after Feb 16\, 2021</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>To assure you receive class information\, regist
 ration ends Feb 17\, 2021 at 5:00 pm</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>If you have questions with registration email
  <span id='cloak4d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f17
 14d9c7fa72a3f84e64b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'>
 <joomla-hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91c
 nJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20
 =' base='' >This email address is being protected from spambots. You need 
 JavaScript enabled to view it.</joomla-hidden-mail></span></span></span></
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Course mu
 st be taken in order: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<
 p><span style='font-size: 18pt\;'><strong> </strong></span></p>\n<p><span 
 style='font-size: 18pt\;'><strong>Course Description:</strong></span></p>
 \n<p><span style='font-size: 18pt\;'><strong>This course is designed to pr
 epare students for entry into the commercial real estate field by exposing
  them to the fundamentals of commercial real estate leasing\, property dev
 elopment\, and appraisal valuation methods. Students in this course will d
 evelop a comprehensive understanding of the CMA process and the various du
 e diligence elements associated with representing commercial clients.</str
 ong></span></p>\n<p><span style='font-size: 18pt\;'><a href='https://www.t
 exasrealestate.com/wp-content/uploads/FINAL-TACS-FAQ-3.pdf' rel='alternate
 '>For More Information</a></span></p>\n<p><span style='font-size: 18pt\;'>
 <img alt='' src='images/buttons/non-member-registration.png' /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210222T090000CST-0405WUXSRv@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am - 12:
 00 pm </strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>C
 ost Free for Board Members of Four Rivers AOR</strong></span></li>\n<li><s
 pan style='font-size: 18pt\;'><strong>Course No. 34720</strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0
 001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virt
 ual Class (off site instructor via Zoom) </strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Instructor-Jodi Sherretts</strong></span
 ></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>La
 st Day to register is Feb 19\, 2021</strong></span></li>\n<li class='x_Mso
 Normal'><span style='font-size: 18pt\;'><strong>To assure you receive clas
 s information\, registration ends Feb 19\, 2021 at 5:00 pm</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>If you have questions w
 ith registration email <span id='cloak594658bc6d0b077ff4453e680097eeee'><s
 pan id='cloakfc3cd1c78283047fc0c9506ff33d981b'><span id='cloak254e42baf68e
 cee26a12ba6aa4a17047'><span id='cloak9c1ac01dd0b73a075cffaa1c8d6c5494'><sp
 an id='cloakb9b88b229f412b1fad98f9be8a1ca848'><span id='cloakc05607e20bee2
 6ed4569571a3d8b63d2'><joomla-hidden-mail  is-link='1' is-email='1' first='
 bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaX
 ZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being protected fro
 m spambots. You need JavaScript enabled to view it.</joomla-hidden-mail></
 span></span></span></span></span></span> </strong></span></li>\n</ul>\n<ta
 ble>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'><strong>Cour
 se description</strong></span></p>\n</td>\n<td></td>\n</tr>\n</tbody>\n</t
 able>\n<p><span style='font-size: 18pt\;'><strong>Under all is the land.. 
 So starts the NAR Code of Ethics. It continues: Realtors®\, therefore\, ar
 e zealous to maintain and improve the standards of their calling and share
  with their fellow Realtors® a common responsibility for its integrity and
  honor. In recognition and appreciation of their obligations to clients\, 
 customers\, the public\, and each other\, Realtors® continuously strive to
  become and remain informed on issues affecting real estate and\, as knowl
 edgeable professionals\, they willingly share the fruit of their experienc
 e and study with others. They identify and take steps\, through enforcemen
 t of this Code of Ethics and by assisting appropriate regulatory bodies\, 
 to eliminate practices which may damage the public or which might discredi
 t or bring dishonor to the real estate profession. Realtors® having direct
  personal knowledge of conduct that may violate the Code of Ethics involvi
 ng misappropriation of client or customer funds or property\, willful disc
 rimination\, or fraud resulting in substantial economic harm\, bring such 
 matters to the attention of the appropriate Board or Association of Realto
 rs®</strong></span></p>
DTSTART;TZID=America/Chicago:20210222T090000
DTEND;TZID=America/Chicago:20210222T120000
SUMMARY:3 CE HR Class: The NAR Code of Ethics (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4745-3-ce-hr-class-the-nar-code-of-ethics
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>9:00 am - 12:00 pm </strong></span></li>\n<li><span style='font-size: 
 18pt\;'><strong>Cost Free for Board Members of Four Rivers AOR</strong></s
 pan></li>\n<li><span style='font-size: 18pt\;'><strong>Course No. 34720</s
 trong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-T
 exas REALTORS® #0001</strong></span></li>\n<li><span style='font-size: 18p
 t\;'><strong>Virtual Class (off site instructor via Zoom) </strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Instructor-Jodi Sherret
 ts</strong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 1
 8pt\;'><strong>Last Day to register is Feb 19\, 2021</strong></span></li>
 \n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>To assur
 e you receive class information\, registration ends Feb 19\, 2021 at 5:00 
 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>If yo
 u have questions with registration email <span id='cloak594658bc6d0b077ff4
 453e680097eeee'><span id='cloakfc3cd1c78283047fc0c9506ff33d981b'><span id=
 'cloak254e42baf68ecee26a12ba6aa4a17047'><span id='cloak9c1ac01dd0b73a075cf
 faa1c8d6c5494'><span id='cloakb9b88b229f412b1fad98f9be8a1ca848'><span id='
 cloakc05607e20bee26ed4569571a3d8b63d2'><joomla-hidden-mail  is-link='1' is
 -email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='
 bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is b
 eing protected from spambots. You need JavaScript enabled to view it.</joo
 mla-hidden-mail></span></span></span></span></span></span> </strong></span
 ></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18
 pt\;'><strong>Course description</strong></span></p>\n</td>\n<td></td>\n</
 tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\;'><strong>Under 
 all is the land.. So starts the NAR Code of Ethics. It continues: Realtors
 ®\, therefore\, are zealous to maintain and improve the standards of their
  calling and share with their fellow Realtors® a common responsibility for
  its integrity and honor. In recognition and appreciation of their obligat
 ions to clients\, customers\, the public\, and each other\, Realtors® cont
 inuously strive to become and remain informed on issues affecting real est
 ate and\, as knowledgeable professionals\, they willingly share the fruit 
 of their experience and study with others. They identify and take steps\, 
 through enforcement of this Code of Ethics and by assisting appropriate re
 gulatory bodies\, to eliminate practices which may damage the public or wh
 ich might discredit or bring dishonor to the real estate profession. Realt
 ors® having direct personal knowledge of conduct that may violate the Code
  of Ethics involving misappropriation of client or customer funds or prope
 rty\, willful discrimination\, or fraud resulting in substantial economic 
 harm\, bring such matters to the attention of the appropriate Board or Ass
 ociation of Realtors®</strong></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210223T083000CST-8365V9xHn5@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>2 Days of cla
 ss - Tue 2/23 &amp\; Wen 2/24</strong></span></li>\n<li><span style='font-
 size: 18pt\;'><strong>8:30-5:00 daily</strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>16 HR CE </strong></span></li>\n<li><span st
 yle='font-size: 18pt\;'><strong>Cost - $200 Members &amp\; $225 Non-Member
 s</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Course
  No. 35261</strong></span></li>\n<li><span style='font-size: 18pt\;'><stro
 ng>Provider-Texas REALTORS® #0001</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>Instructor- Candy Cooke</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>Virtual class (off site instruct
 or via Zoom)</strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Last day for discount is Feb 16\, 2021. After Feb 16\, 2021\, add $25
  to registration fee</strong></span></li>\n<li><span style='font-size: 18p
 t\;'><strong>No refund or Transfers on or after Feb 19\, 2021</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>To assure you receiv
 e class information\, registration ends Feb 22\, 2021 at 5:00 pm</strong><
 /span></li>\n<li><span style='font-size: 18pt\;'><strong>If you have quest
 ions with registration email <span id='cloak4d32355575e7b2f86b70c8cc3a489a
 4e'><span id='cloakc5e474dd02c52fde6a89e04c14b4f538'><joomla-hidden-mail  
 is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLm
 NvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This emai
 l address is being protected from spambots. You need JavaScript enabled to
  view it.</joomla-hidden-mail></span></span> </strong></span></li>\n</ul>
 \n<p><span style='font-size: 18pt\;'><strong>Course Description:</strong><
 /span></p>\n<p><span style='font-size: 18pt\;'><strong><span>The first par
 t of the program provides high-level digital marketing theory\, with pract
 ical suggestions for its</span><br /><span>consistent implementation. You 
 will examine the modern consumer and discover how to capture and</span><br
  /><span>convert these prospects into clients. You will dive into an overa
 ll online marketing strategy that includes</span><br /><span>how to use co
 ntent to engage consumers.</span><br /><br /><span>Using the concept of th
 e Hub and Spokes online marketing model\, you will learn how to optimize y
 our</span><br /><span>primary web-based presence (your hub) and align your
  other online marketing activities (your spokes) to</span><br /><span>conn
 ect with modern consumers and convert them into clients.</span><br /></str
 ong></span></p>\n<p><span style='font-size: 18pt\;'><a href='https://txml.
 rapams.com/scripts/mgrqispi.dll?APPNAME=IMS&amp\;PRGNAME=IMSEnterReviseMem
 ber&amp\;ARGUMENTS=-AFRAR\,-N1&amp\;SessionType=N%20' rel='alternate'><str
 ong><img class='' alt='' src='images/buttons/non-member-registration.png' 
 /></strong></a></span></p>
DTSTART;TZID=America/Chicago:20210223T083000
DTEND;TZID=America/Chicago:20210223T170000
SUMMARY:16 CE HR Class: e-PRO 2 Day Certification Program Day 1 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4877-16-ce-hr-class-e-pro-2-day-certification-program-day-1-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>2 Days of class - Tue 2/23 &amp\; Wen 2/24</strong></span></li>\n<li><
 span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>16 HR CE </strong></span></
 li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $200 Members &amp\
 ; $225 Non-Members</strong></span></li>\n<li><span style='font-size: 18pt\
 ;'><strong>Course No. 35261</strong></span></li>\n<li><span style='font-si
 ze: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></span></li>\n<
 li><span style='font-size: 18pt\;'><strong>Instructor- Candy Cooke</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual class (
 off site instructor via Zoom)</strong></span></li>\n<li><span style='font-
 size: 18pt\;'><strong>Last day for discount is Feb 16\, 2021. After Feb 16
 \, 2021\, add $25 to registration fee</strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>No refund or Transfers on or after Feb 19\, 
 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>To 
 assure you receive class information\, registration ends Feb 22\, 2021 at 
 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>
 If you have questions with registration email <span id='cloak4d32355575e7b
 2f86b70c8cc3a489a4e'><span id='cloakc5e474dd02c52fde6a89e04c14b4f538'><joo
 mla-hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpd
 mVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' b
 ase='' >This email address is being protected from spambots. You need Java
 Script enabled to view it.</joomla-hidden-mail></span></span> </strong></s
 pan></li>\n</ul>\n<p><span style='font-size: 18pt\;'><strong>Course Descri
 ption:</strong></span></p>\n<p><span style='font-size: 18pt\;'><strong><sp
 an>The first part of the program provides high-level digital marketing the
 ory\, with practical suggestions for its</span><br /><span>consistent impl
 ementation. You will examine the modern consumer and discover how to captu
 re and</span><br /><span>convert these prospects into clients. You will di
 ve into an overall online marketing strategy that includes</span><br /><sp
 an>how to use content to engage consumers.</span><br /><br /><span>Using t
 he concept of the Hub and Spokes online marketing model\, you will learn h
 ow to optimize your</span><br /><span>primary web-based presence (your hub
 ) and align your other online marketing activities (your spokes) to</span>
 <br /><span>connect with modern consumers and convert them into clients.</
 span><br /></strong></span></p>\n<p><span style='font-size: 18pt\;'><a hre
 f='https://txml.rapams.com/scripts/mgrqispi.dll?APPNAME=IMS&amp\;PRGNAME=I
 MSEnterReviseMember&amp\;ARGUMENTS=-AFRAR\,-N1&amp\;SessionType=N%20' rel=
 'alternate'><strong><img class='' alt='' src='images/buttons/non-member-re
 gistration.png' /></strong></a></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210219T083000CST-2300Kvc0tP@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 Days of cla
 ss - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></
 span></li>\n<li><span style='font-size: 18pt\;'><strong>30 Hours SAE </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $275 
 Members &amp\; $300 Non-Members</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Course No. 861</strong></span></li>\n<li><span sty
 le='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>Instructor- Ginger U
 nger</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Vir
 tual class (off site instructor via Zoom)</strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Last day for discount is Feb 11\, 2021. 
 After Feb 11\, 2021\, add $25 to registration fee</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>No refund or Transfers on or aft
 er Feb 16\, 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'
 ><strong>To assure you receive class information\, registration ends Feb 1
 7\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt
 \;'><strong>If you have questions with registration email <span id='cloak4
 d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f1714d9c7fa72a3f84e6
 4b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'><span id='cloak55
 e08fe8fbc5dc73d090a76e00ed3be0'><joomla-hidden-mail  is-link='1' is-email=
 '1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXd
 uQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being pr
 otected from spambots. You need JavaScript enabled to view it.</joomla-hid
 den-mail></span></span></span></span></strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>Course must be taken in order: TACS1\, TACS2
 \, TASC3</strong></span></li>\n</ul>\n<p><span style='font-size: 18pt\;'><
 strong> </strong></span></p>\n<p><span style='font-size: 18pt\;'><strong>C
 ourse Description:</strong></span></p>\n<p><span style='font-size: 18pt\;'
 >This course is designed to prepare students for entry into the commercial
  real estate field by exposing them to the fundamentals of commercial real
  estate leasing\, property development\, and appraisal valuation methods. 
 Students in this course will develop a comprehensive understanding of the 
 CMA process and the various due diligence elements associated with represe
 nting commercial clients.</span></p>
DTSTART;TZID=America/Chicago:20210223T083000
DTEND;TZID=America/Chicago:20210223T170000
SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development
  Day 2 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4969-30-hr-ce-class-tacs-2-commercial-real-estate-property-developm
 ent-day-2-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 Days of class - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00
  daily</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>3
 0 Hours SAE </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Cost - $275 Members &amp\; $300 Non-Members</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Course No. 861</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #
 0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Ins
 tructor- Ginger Unger</strong></span></li>\n<li><span style='font-size: 18
 pt\;'><strong>Virtual class (off site instructor via Zoom)</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Last day for discount i
 s Feb 11\, 2021. After Feb 11\, 2021\, add $25 to registration fee</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refund or Tr
 ansfers on or after Feb 16\, 2021</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>To assure you receive class information\, regist
 ration ends Feb 17\, 2021 at 5:00 pm</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>If you have questions with registration email
  <span id='cloak4d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f17
 14d9c7fa72a3f84e64b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'>
 <span id='cloak55e08fe8fbc5dc73d090a76e00ed3be0'><joomla-hidden-mail  is-l
 ink='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ
 ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email ad
 dress is being protected from spambots. You need JavaScript enabled to vie
 w it.</joomla-hidden-mail></span></span></span></span></strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>Course must be taken in ord
 er: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<p><span style='fon
 t-size: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size: 
 18pt\;'><strong>Course Description:</strong></span></p>\n<p><span style='f
 ont-size: 18pt\;'>This course is designed to prepare students for entry in
 to the commercial real estate field by exposing them to the fundamentals o
 f commercial real estate leasing\, property development\, and appraisal va
 luation methods. Students in this course will develop a comprehensive unde
 rstanding of the CMA process and the various due diligence elements associ
 ated with representing commercial clients.</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20191017T094500CDT-3691CCIhj8@http://txmliws.rapams.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 14pt\;'>Contact the Tour Coordinator
  for more information: <joomla-hidden-mail  is-link='1' is-email='1' first
 ='Y2hlbHNlYXJvYmVydHM=' last='Y2JkaGFycGVyLmNvbQ==' text='Y2hlbHNlYXJvYmVy
 dHNAY2JkaGFycGVyLmNvbQ==' base='' >This email address is being protected f
 rom spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>
 </span></p>\n<p style='text-align: center\;'><span style='font-size: 14pt\
 ;'><img alt='' src='images/propertytours/SM_PT.png' /></span></p>
DTSTART;TZID=America/Chicago:20210223T094500
DTEND;TZID=America/Chicago:20210223T114500
SUMMARY:San Marcos Property Tour
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/4364-san-marcos-property-tour
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 14pt\;'>Contact the
  Tour Coordinator for more information: <joomla-hidden-mail  is-link='1' i
 s-email='1' first='Y2hlbHNlYXJvYmVydHM=' last='Y2JkaGFycGVyLmNvbQ==' text=
 'Y2hlbHNlYXJvYmVydHNAY2JkaGFycGVyLmNvbQ==' base='' >This email address is 
 being protected from spambots. You need JavaScript enabled to view it.</jo
 omla-hidden-mail></span></p>\n<p style='text-align: center\;'><span style=
 'font-size: 14pt\;'><img alt='' src='images/propertytours/SM_PT.png' /></s
 pan></p>
END:VEVENT
BEGIN:VEVENT
UID:20210224T083000CST-8324P7zu3i@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>2 Days of cla
 ss - Tue 2/23 &amp\; Wen 2/24</strong></span></li>\n<li><span style='font-
 size: 18pt\;'><strong>8:30-5:00 daily</strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>16 HR CE </strong></span></li>\n<li><span st
 yle='font-size: 18pt\;'><strong>Cost - $200 Members &amp\; $225 Non-Member
 s</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Course
  No. 35261</strong></span></li>\n<li><span style='font-size: 18pt\;'><stro
 ng>Provider-Texas REALTORS® #0001</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>Instructor- Candy Cooke</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>Virtual class (off site instruct
 or via Zoom)</strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Last day for discount is Feb 16\, 2021. After Feb 16\, 2021\, add $25
  to registration fee</strong></span></li>\n<li><span style='font-size: 18p
 t\;'><strong>No refund or Transfers on or after Feb 19\, 2021</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>To assure you receiv
 e class information\, registration ends Feb 22\, 2021 at 5:00 pm</strong><
 /span></li>\n<li><span style='font-size: 18pt\;'><strong>If you have quest
 ions with registration email <span id='cloak4d32355575e7b2f86b70c8cc3a489a
 4e'><span id='cloakc5e474dd02c52fde6a89e04c14b4f538'><span id='cloak14cb93
 55aeb6e55df941573d091b0564'><joomla-hidden-mail  is-link='1' is-email='1' 
 first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZ
 vdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being protec
 ted from spambots. You need JavaScript enabled to view it.</joomla-hidden-
 mail></span></span></span> </strong></span></li>\n</ul>\n<p><span style='f
 ont-size: 18pt\;'><strong>Course Description:</strong></span></p>\n<p><spa
 n style='font-size: 18pt\;'><strong><span>The first part of the program pr
 ovides high-level digital marketing theory\, with practical suggestions fo
 r its</span><br /><span>consistent implementation. You will examine the mo
 dern consumer and discover how to capture and</span><br /><span>convert th
 ese prospects into clients. You will dive into an overall online marketing
  strategy that includes</span><br /><span>how to use content to engage con
 sumers.</span><br /><br /><span>Using the concept of the Hub and Spokes on
 line marketing model\, you will learn how to optimize your</span><br /><sp
 an>primary web-based presence (your hub) and align your other online marke
 ting activities (your spokes) to</span><br /><span>connect with modern con
 sumers and convert them into clients.</span></strong></span></p>
DTSTART;TZID=America/Chicago:20210224T083000
DTEND;TZID=America/Chicago:20210224T170000
SUMMARY:16 CE HR Class: e-PRO 2 Day Certification Program Day 2 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4878-16-ce-hr-class-e-pro-2-day-certification-program-day-2-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>2 Days of class - Tue 2/23 &amp\; Wen 2/24</strong></span></li>\n<li><
 span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>16 HR CE </strong></span></
 li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $200 Members &amp\
 ; $225 Non-Members</strong></span></li>\n<li><span style='font-size: 18pt\
 ;'><strong>Course No. 35261</strong></span></li>\n<li><span style='font-si
 ze: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></span></li>\n<
 li><span style='font-size: 18pt\;'><strong>Instructor- Candy Cooke</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual class (
 off site instructor via Zoom)</strong></span></li>\n<li><span style='font-
 size: 18pt\;'><strong>Last day for discount is Feb 16\, 2021. After Feb 16
 \, 2021\, add $25 to registration fee</strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>No refund or Transfers on or after Feb 19\, 
 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>To 
 assure you receive class information\, registration ends Feb 22\, 2021 at 
 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>
 If you have questions with registration email <span id='cloak4d32355575e7b
 2f86b70c8cc3a489a4e'><span id='cloakc5e474dd02c52fde6a89e04c14b4f538'><spa
 n id='cloak14cb9355aeb6e55df941573d091b0564'><joomla-hidden-mail  is-link=
 '1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' 
 text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email addres
 s is being protected from spambots. You need JavaScript enabled to view it
 .</joomla-hidden-mail></span></span></span> </strong></span></li>\n</ul>\n
 <p><span style='font-size: 18pt\;'><strong>Course Description:</strong></s
 pan></p>\n<p><span style='font-size: 18pt\;'><strong><span>The first part 
 of the program provides high-level digital marketing theory\, with practic
 al suggestions for its</span><br /><span>consistent implementation. You wi
 ll examine the modern consumer and discover how to capture and</span><br /
 ><span>convert these prospects into clients. You will dive into an overall
  online marketing strategy that includes</span><br /><span>how to use cont
 ent to engage consumers.</span><br /><br /><span>Using the concept of the 
 Hub and Spokes online marketing model\, you will learn how to optimize you
 r</span><br /><span>primary web-based presence (your hub) and align your o
 ther online marketing activities (your spokes) to</span><br /><span>connec
 t with modern consumers and convert them into clients.</span></strong></sp
 an></p>
END:VEVENT
BEGIN:VEVENT
UID:20200625T084500CDT-3274IiTsx1@http://txmliws.rapams.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Staff Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>During this time the Four Ri
 vers AOR Staff is in training and the Association phones are paused for 1 
 Hr.  Please leave a message and we will return your call as soon as possib
 le! </span></p>\n<p><span style='font-size: 18pt\;'>You can also email: <j
 oomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw==' last='Zm91cnJ
 pdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVhbHRvcnMuY29t' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail> for a response. </span></p>
 \n<p><span style='font-size: 18pt\;'>We look forward to serving you! </spa
 n></p>
DTSTART;TZID=America/Chicago:20200624T083000
DTEND;TZID=America/Chicago:20200625T093000
EXDATE;TZID=America/Chicago:20210224T084500
RRULE:FREQ=WEEKLY;UNTIL=20211229T060000Z;INTERVAL=1;BYDAY=WE
SUMMARY:FRAR Staff Meeting Virtual (Phones Paused for 1 HR)
URL:https://fourriversrealtors.com/about-us/classes-events/31-staff/4642-fr
 ar-staff-meeting-virtual-phones-paused-for-1-hr
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>During this
  time the Four Rivers AOR Staff is in training and the Association phones 
 are paused for 1 Hr.  Please leave a message and we will return your call 
 as soon as possible! </span></p>\n<p><span style='font-size: 18pt\;'>You c
 an also email: <joomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw
 ==' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVh
 bHRvcnMuY29t' base='' >This email address is being protected from spambots
 . You need JavaScript enabled to view it.</joomla-hidden-mail> for a respo
 nse. </span></p>\n<p><span style='font-size: 18pt\;'>We look forward to se
 rving you! </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20200625T084500CDT-3274IiTsx1@http://txmliws.rapams.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Staff Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>During this time the Four Ri
 vers AOR Staff is in training and the Association phones are paused for 1 
 Hr.  Please leave a message and we will return your call as soon as possib
 le! </span></p>\n<p><span style='font-size: 18pt\;'>You can also email: <j
 oomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw==' last='Zm91cnJ
 pdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVhbHRvcnMuY29t' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail> for a response. </span></p>
 \n<p><span style='font-size: 18pt\;'>We look forward to serving you! </spa
 n></p>
DTSTART;TZID=America/Chicago:20210224T084500
DTEND;TZID=America/Chicago:20210224T093000
SUMMARY:FRAR Staff Meeting Virtual (Phones Paused for 1 HR)
URL:https://fourriversrealtors.com/about-us/classes-events/31-staff/4677-fr
 ar-staff-meeting-virtual-phones-paused-for-1-hr
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>During this
  time the Four Rivers AOR Staff is in training and the Association phones 
 are paused for 1 Hr.  Please leave a message and we will return your call 
 as soon as possible! </span></p>\n<p><span style='font-size: 18pt\;'>You c
 an also email: <joomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw
 ==' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVh
 bHRvcnMuY29t' base='' >This email address is being protected from spambots
 . You need JavaScript enabled to view it.</joomla-hidden-mail> for a respo
 nse. </span></p>\n<p><span style='font-size: 18pt\;'>We look forward to se
 rving you! </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210224T090000CST-8441xARb8w@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong>Caravan Home Tour In
 structions</strong></span></p>\n<p><span style='font-size: 18pt\;'> </span
 ></p>\n<p><span style='font-size: 18pt\;'>Go to Matrix.ctxmls.com</span></
 p>\n<p><span style='font-size: 18pt\;'>Enter your User ID and Password    
                      </span></p>\n<p><span style='font-size: 18pt\;'>From 
 Home page\, go to the Input tab and click on Input</span></p>\n<p><span st
 yle='font-size: 18pt\;'>Under Listings\, go to the “Quick Modify” section 
 and enter your MLS # and edit</span></p>\n<p><span style='font-size: 18pt\
 ;'>In Select Form you will go to Open Houses</span></p>\n<p><span style='f
 ont-size: 18pt\;'>You will enter the date of the tour you want your home o
 n.</span></p>\n<p><span style='font-size: 18pt\;'>Time will be from 9:00 t
 o 11:00 am.</span></p>\n<p><span style='font-size: 18pt\;'>Active status i
 s “yes”</span></p>\n<p><span style='font-size: 18pt\;'>Under Open House Ty
 pe\, it is very<span> </span><strong>IMPORTANT</strong><span> </span>to ma
 ke sure you pick “CARAVAN”  (This is the only way we can find it to enter 
 your property on the tour).</span></p>\n<p><span style='font-size: 18pt\;'
 >Under Comments\, please put which tour (New Braunfels\, San Marcos or Seg
 uin) you want it on and any other additional comments you’d like.</span></
 p>\n<p><span style='font-size: 18pt\;'> </span></p>\n<p><span style='font-
 size: 18pt\;'><img alt='' src='images/propertytours/Comal_Northwest_Carava
 n_Map_.png' /></span></p>
DTSTART;TZID=America/Chicago:20210224T090000
DTEND;TZID=America/Chicago:20210224T110000
SUMMARY:New Braunfels Property Tour - NW Side (CANCELLED)
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/5001-new-braunfels-property-tour-nw-side
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong>Car
 avan Home Tour Instructions</strong></span></p>\n<p><span style='font-size
 : 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\;'>Go to Matrix.ct
 xmls.com</span></p>\n<p><span style='font-size: 18pt\;'>Enter your User ID
  and Password                         </span></p>\n<p><span style='font-si
 ze: 18pt\;'>From Home page\, go to the Input tab and click on Input</span>
 </p>\n<p><span style='font-size: 18pt\;'>Under Listings\, go to the “Quick
  Modify” section and enter your MLS # and edit</span></p>\n<p><span style=
 'font-size: 18pt\;'>In Select Form you will go to Open Houses</span></p>\n
 <p><span style='font-size: 18pt\;'>You will enter the date of the tour you
  want your home on.</span></p>\n<p><span style='font-size: 18pt\;'>Time wi
 ll be from 9:00 to 11:00 am.</span></p>\n<p><span style='font-size: 18pt\;
 '>Active status is “yes”</span></p>\n<p><span style='font-size: 18pt\;'>Un
 der Open House Type\, it is very<span> </span><strong>IMPORTANT</strong><s
 pan> </span>to make sure you pick “CARAVAN”  (This is the only way we can 
 find it to enter your property on the tour).</span></p>\n<p><span style='f
 ont-size: 18pt\;'>Under Comments\, please put which tour (New Braunfels\, 
 San Marcos or Seguin) you want it on and any other additional comments you
 ’d like.</span></p>\n<p><span style='font-size: 18pt\;'> </span></p>\n<p><
 span style='font-size: 18pt\;'><img alt='' src='images/propertytours/Comal
 _Northwest_Caravan_Map_.png' /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210225T083000CST-83692b1tvb@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 Days of cla
 ss - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></
 span></li>\n<li><span style='font-size: 18pt\;'><strong>30 Hours SAE </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $275 
 Members &amp\; $300 Non-Members</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Course No. 861</strong></span></li>\n<li><span sty
 le='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>Instructor- Ginger U
 nger</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Vir
 tual class (off site instructor via Zoom)</strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Last day for discount is Feb 11\, 2021. 
 After Feb 11\, 2021\, add $25 to registration fee</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>No refund or Transfers on or aft
 er Feb 16\, 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'
 ><strong>To assure you receive class information\, registration ends Feb 1
 7\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt
 \;'><strong>If you have questions with registration email <span id='cloak4
 d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f1714d9c7fa72a3f84e6
 4b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'><span id='cloak55
 e08fe8fbc5dc73d090a76e00ed3be0'><joomla-hidden-mail  is-link='1' is-email=
 '1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXd
 uQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being pr
 otected from spambots. You need JavaScript enabled to view it.</joomla-hid
 den-mail></span></span></span></span></strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>Course must be taken in order: TACS1\, TACS2
 \, TASC3</strong></span></li>\n</ul>\n<p><span style='font-size: 18pt\;'><
 strong> </strong></span></p>\n<p><span style='font-size: 18pt\;'><strong>C
 ourse Description:</strong></span></p>\n<p><span style='font-size: 18pt\;'
 >This course is designed to prepare students for entry into the commercial
  real estate field by exposing them to the fundamentals of commercial real
  estate leasing\, property development\, and appraisal valuation methods. 
 Students in this course will develop a comprehensive understanding of the 
 CMA process and the various due diligence elements associated with represe
 nting commercial clients.</span></p>
DTSTART;TZID=America/Chicago:20210225T083000
DTEND;TZID=America/Chicago:20210225T170000
SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development
  Day 3 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4970-30-hr-ce-class-tacs-2-commercial-real-estate-property-developm
 ent-day-3-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 Days of class - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00
  daily</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>3
 0 Hours SAE </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Cost - $275 Members &amp\; $300 Non-Members</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Course No. 861</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #
 0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Ins
 tructor- Ginger Unger</strong></span></li>\n<li><span style='font-size: 18
 pt\;'><strong>Virtual class (off site instructor via Zoom)</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Last day for discount i
 s Feb 11\, 2021. After Feb 11\, 2021\, add $25 to registration fee</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refund or Tr
 ansfers on or after Feb 16\, 2021</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>To assure you receive class information\, regist
 ration ends Feb 17\, 2021 at 5:00 pm</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>If you have questions with registration email
  <span id='cloak4d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f17
 14d9c7fa72a3f84e64b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'>
 <span id='cloak55e08fe8fbc5dc73d090a76e00ed3be0'><joomla-hidden-mail  is-l
 ink='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ
 ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email ad
 dress is being protected from spambots. You need JavaScript enabled to vie
 w it.</joomla-hidden-mail></span></span></span></span></strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>Course must be taken in ord
 er: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<p><span style='fon
 t-size: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size: 
 18pt\;'><strong>Course Description:</strong></span></p>\n<p><span style='f
 ont-size: 18pt\;'>This course is designed to prepare students for entry in
 to the commercial real estate field by exposing them to the fundamentals o
 f commercial real estate leasing\, property development\, and appraisal va
 luation methods. Students in this course will develop a comprehensive unde
 rstanding of the CMA process and the various due diligence elements associ
 ated with representing commercial clients.</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210114T090000CST-4345Fv8JC3@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><em><strong>Seguin Property 
 Tour:</strong></em><a target='_blank' href='http://www.fourriversrealtors.
 com/clientuploads/Documents/Propertytourinstructions.pdf' rel='noopener no
 referrer'><br /></a></span></p>\n<p><span style='font-size: 18pt\;'>Contac
 t: Jeanene Weidman - <span id='cloakee0a63ae35a01b85e5ca635abf6edce2'><joo
 mla-hidden-mail  is-link='1' is-email='0' first='amVhbmVuZQ==' last='bmJ0a
 XRsZS5jb20=' text='amVhbmVuZUBuYnRpdGxlLmNvbcKg' base='' >This email addre
 ss is being protected from spambots. You need JavaScript enabled to view i
 t.</joomla-hidden-mail></span>or call 970-903-8601</span><br /><span style
 ='font-size: 18pt\;'>Tour dates: Every Thursday of each month\, 9 AM</span
 ><br /><span style='font-size: 18pt\;'>Starting location: 1467 E Court St\
 , Seguin<br /><a class='doclink docman_track_download k-ui-namespace' href
 ='http://www.fourriversrealtors.com/docman-documents/forms-members-only/48
 6-how-to-add-a-property-to-a-tour-in-matrix' data-title='How to add a prop
 erty to a tour in Matrix' data-id='486' data-processed='data-processed'><s
 pan class='k-icon-document-pdf  '></span> <span class='k-visually-hidden'>
 pdf</span>Download Directions to add a property to the New Braunfels or Se
 guin tours in Matrix. (88 KB) </a> </span></p>
DTSTART;TZID=America/Chicago:20210114T090000
DTEND;TZID=America/Chicago:20210114T100000
RRULE:FREQ=WEEKLY;UNTIL=20211216T060000Z;INTERVAL=1;BYDAY=TH
SUMMARY:Seguin Property Tour
URL:https://fourriversrealtors.com/about-us/classes-events/41-property-tour
 s-and-caravans/5247-seguin-property-tour
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><em><strong
 >Seguin Property Tour:</strong></em><a target='_blank' href='http://www.fo
 urriversrealtors.com/clientuploads/Documents/Propertytourinstructions.pdf'
  rel='noopener noreferrer'><br /></a></span></p>\n<p><span style='font-siz
 e: 18pt\;'>Contact: Jeanene Weidman - <span id='cloakee0a63ae35a01b85e5ca6
 35abf6edce2'><joomla-hidden-mail  is-link='1' is-email='0' first='amVhbmVu
 ZQ==' last='bmJ0aXRsZS5jb20=' text='amVhbmVuZUBuYnRpdGxlLmNvbcKg' base='' 
 >This email address is being protected from spambots. You need JavaScript 
 enabled to view it.</joomla-hidden-mail></span>or call 970-903-8601</span>
 <br /><span style='font-size: 18pt\;'>Tour dates: Every Thursday of each m
 onth\, 9 AM</span><br /><span style='font-size: 18pt\;'>Starting location:
  1467 E Court St\, Seguin<br /><a class='doclink docman_track_download k-u
 i-namespace' href='http://www.fourriversrealtors.com/docman-documents/form
 s-members-only/486-how-to-add-a-property-to-a-tour-in-matrix' data-title='
 How to add a property to a tour in Matrix' data-id='486' data-processed='d
 ata-processed'><span class='k-icon-document-pdf  '></span> <span class='k-
 visually-hidden'>pdf</span>Download Directions to add a property to the Ne
 w Braunfels or Seguin tours in Matrix. (88 KB) </a> </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210226T083000CST-2099pGRvmX@http://fourriversrealtors.com/
DTSTAMP:20260405T224337Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 Days of cla
 ss - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00 daily</strong></
 span></li>\n<li><span style='font-size: 18pt\;'><strong>30 Hours SAE </str
 ong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Cost - $275 
 Members &amp\; $300 Non-Members</strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Course No. 861</strong></span></li>\n<li><span sty
 le='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong></sp
 an></li>\n<li><span style='font-size: 18pt\;'><strong>Instructor- Ginger U
 nger</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Vir
 tual class (off site instructor via Zoom)</strong></span></li>\n<li><span 
 style='font-size: 18pt\;'><strong>Last day for discount is Feb 11\, 2021. 
 After Feb 11\, 2021\, add $25 to registration fee</strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>No refund or Transfers on or aft
 er Feb 16\, 2021</strong></span></li>\n<li><span style='font-size: 18pt\;'
 ><strong>To assure you receive class information\, registration ends Feb 1
 7\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt
 \;'><strong>If you have questions with registration email <span id='cloak4
 d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f1714d9c7fa72a3f84e6
 4b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'><span id='cloak55
 e08fe8fbc5dc73d090a76e00ed3be0'><joomla-hidden-mail  is-link='1' is-email=
 '1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXd
 uQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being pr
 otected from spambots. You need JavaScript enabled to view it.</joomla-hid
 den-mail></span></span></span></span></strong></span></li>\n<li><span styl
 e='font-size: 18pt\;'><strong>Course must be taken in order: TACS1\, TACS2
 \, TASC3</strong></span></li>\n</ul>\n<p><span style='font-size: 18pt\;'><
 strong> </strong></span></p>\n<p><span style='font-size: 18pt\;'><strong>C
 ourse Description:</strong></span></p>\n<p><span style='font-size: 18pt\;'
 >This course is designed to prepare students for entry into the commercial
  real estate field by exposing them to the fundamentals of commercial real
  estate leasing\, property development\, and appraisal valuation methods. 
 Students in this course will develop a comprehensive understanding of the 
 CMA process and the various due diligence elements associated with represe
 nting commercial clients.</span></p>
DTSTART;TZID=America/Chicago:20210226T083000
DTEND;TZID=America/Chicago:20210226T170000
SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development
  Day 4 (Virtual)
URL:https://fourriversrealtors.com/about-us/classes-events/22-association-c
 lasses/4971-30-hr-ce-class-tacs-2-commercial-real-estate-property-developm
 ent-day-4-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 Days of class - Thur 2/18\, Fri 2/19\, Thur 2/25\, &amp\; Fri 2/26</
 strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>8:30-5:00
  daily</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>3
 0 Hours SAE </strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>Cost - $275 Members &amp\; $300 Non-Members</strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Course No. 861</strong></span></l
 i>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #
 0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Ins
 tructor- Ginger Unger</strong></span></li>\n<li><span style='font-size: 18
 pt\;'><strong>Virtual class (off site instructor via Zoom)</strong></span>
 </li>\n<li><span style='font-size: 18pt\;'><strong>Last day for discount i
 s Feb 11\, 2021. After Feb 11\, 2021\, add $25 to registration fee</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>No refund or Tr
 ansfers on or after Feb 16\, 2021</strong></span></li>\n<li><span style='f
 ont-size: 18pt\;'><strong>To assure you receive class information\, regist
 ration ends Feb 17\, 2021 at 5:00 pm</strong></span></li>\n<li><span style
 ='font-size: 18pt\;'><strong>If you have questions with registration email
  <span id='cloak4d32355575e7b2f86b70c8cc3a489a4e'><span id='cloakc95e74f17
 14d9c7fa72a3f84e64b0be2'><span id='cloak1ae38722d097224d9feec877c4da40da'>
 <span id='cloak55e08fe8fbc5dc73d090a76e00ed3be0'><joomla-hidden-mail  is-l
 ink='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ
 ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email ad
 dress is being protected from spambots. You need JavaScript enabled to vie
 w it.</joomla-hidden-mail></span></span></span></span></strong></span></li
 >\n<li><span style='font-size: 18pt\;'><strong>Course must be taken in ord
 er: TACS1\, TACS2\, TASC3</strong></span></li>\n</ul>\n<p><span style='fon
 t-size: 18pt\;'><strong> </strong></span></p>\n<p><span style='font-size: 
 18pt\;'><strong>Course Description:</strong></span></p>\n<p><span style='f
 ont-size: 18pt\;'>This course is designed to prepare students for entry in
 to the commercial real estate field by exposing them to the fundamentals o
 f commercial real estate leasing\, property development\, and appraisal va
 luation methods. Students in this course will develop a comprehensive unde
 rstanding of the CMA process and the various due diligence elements associ
 ated with representing commercial clients.</span></p>
END:VEVENT
END:VCALENDAR
