BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//https://fourriversrealtors.com//NONSGML kigkonsult.se iCalcreator 2.41.71//
CALSCALE:GREGORIAN
METHOD:PUBLISH
UID:66326137-3432-4335-a566-336534653339
X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
X-WR-TIMEZONE:America/Chicago
BEGIN:VTIMEZONE
TZID:America/Chicago
TZUNTIL:20271107T070000Z
BEGIN:STANDARD
TZNAME:CST
DTSTART:20251102T020000
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
RDATE:20261101T020000
END:STANDARD
BEGIN:DAYLIGHT
TZNAME:CDT
DTSTART:20260308T020000
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
RDATE:20270314T020000
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
UID:20211110T080000CST-7062EM4kDw@http://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Local\, State and National Events
DESCRIPTION:<p><a href='https://conference.realtor/schedule/' rel='alternat
 e'><img class='active' alt='' src='images/NAr_Conference.png' width='1050'
  height='528' /></a></p>
DTSTART;TZID=America/Chicago:20211110T080000
DTEND;TZID=America/Chicago:20211115T170000
SUMMARY:NAR REALTORS® Conference & Expo
URL:https://fourriversrealtors.com/calendar/events-calendar/43-local-state-
 national-events/4867-nar-realtors-conference-expo
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><a href='https://conference.realtor/schedul
 e/' rel='alternate'><img class='active' alt='' src='images/NAr_Conference.
 png' width='1050' height='528' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20211115T140000CST-71413XChe7@https://txmliws.rapams.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Board Meetings
DTSTART;TZID=America/Chicago:20211115T140000
DTEND;TZID=America/Chicago:20211115T150000
SUMMARY:CTXMLS BOG Meeting 2021
URL:https://fourriversrealtors.com/calendar/events-calendar/48-board-meetin
 gs/5346-bog-meeting-2021
END:VEVENT
BEGIN:VEVENT
UID:20211116T090000CST-3605WWcbho@https://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am- 12:0
 0 pm </strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Co
 st $30 for Members/$35 Non-Members </strong></span></li>\n<li><span style=
 'font-size: 18pt\;'><strong>Course No. 38679</strong></span></li>\n<li><sp
 an style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</stron
 g></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual Class 
 (off site instructor via Zoom) </strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Instructor-Candy Cooke</strong></span></li>\n<li c
 lass='x_MsoNormal'><span style='font-size: 18pt\;'><strong>Last Day for di
 scount is Nov 9\, 2021. After Nov 9\, 2021 add $15 to registration fee</st
 rong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'
 ><strong>No refund or Transfers on or after Nov 12\, 2021.</strong></span>
 </li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>To 
 assure you receive class information\, registration ends Nov 15\, 2021 at 
 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>
 If you have questions with registration email <span id='cloak57e4f90a2d7b5
 96eb3d470dace313024'><span id='cloakd21721d0eccd5b41f301aa2b9af0cf19'><spa
 n id='cloakf4c8c8b4b8e716dd3c83fa7d34b929f1'><span id='cloake5caf735c35aff
 04af6b1ede0d01d483'><span id='cloak8da9319def76dca5bee492248f212dc8'><span
  id='cloak32bb6afb8957eefde4eecddf28950605'><span id='cloak4847d5620e2a2ae
 a859319ef998b6d58'><span id='cloake51839163ab7435e6faede9150065ba0'><span 
 id='cloake2e4d88eefb71a4d312122f4ecf5ed66'><span id='cloak1efd7e3efacb0336
 95218255df430ce3'><span id='cloakc69f8d40d7db9a003c0e310dd3f0939c'><span i
 d='cloaka55b3d624f05c0e0d72bbbfa77c5fa44'><joomla-hidden-mail  is-link='1'
  is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' tex
 t='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address i
 s being protected from spambots. You need JavaScript enabled to view it.</
 joomla-hidden-mail></span></span></span></span></span></span></span></span
 ></span></span></span></span> </strong></span></li>\n</ul>\n<table>\n<tbod
 y>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'><strong>Course descript
 ion</strong></span></p>\n</td>\n</tr>\n</tbody>\n</table>\n<p><span style=
 'font-size: 18pt\;'><strong>Recent changes in the mortgage and appraisal i
 ndustry have a direct impact on real estate. As a result it’s necessary fo
 r real estate agents to understand appraisals and who the appraiser works 
 for. The purpose of this course is to provide insight into the residential
  appraisal process. Course will provide the knowledge to understand the de
 finition of and recognize a valid appraisal\, elements of the appraisal pr
 ocess\, and what to do if a property does not appraise for the estimated v
 alue and how to proceed if it's determined that a correction needs to be m
 ade to the appraisal report.</strong></span></p>\n<p><span style='font-siz
 e: 18pt\;'><a href='https://txml.rapams.com/scripts/mgrqispi.dll?APPNAME=I
 MS&amp\;PRGNAME=IMSEnterReviseMember&amp\;ARGUMENTS=-AFRAR\,-N1&amp\;Sessi
 onType=N%20' rel='alternate'><strong><img class='' alt='' src='images/butt
 ons/non-member-registration.png' /></strong></a></span></p>
DTSTART;TZID=America/Chicago:20211116T090000
DTEND;TZID=America/Chicago:20211116T120000
SUMMARY:3 CE HR Class: Appraisal Basics (Virtual)
URL:https://fourriversrealtors.com/calendar/events-calendar/22-association-
 classes/5599-3-ce-hr-class-appraisal-basics-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>9:00 am- 12:00 pm </strong></span></li>\n<li><span style='font-size: 1
 8pt\;'><strong>Cost $30 for Members/$35 Non-Members </strong></span></li>
 \n<li><span style='font-size: 18pt\;'><strong>Course No. 38679</strong></s
 pan></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REAL
 TORS® #0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>Virtual Class (off site instructor via Zoom) </strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>Instructor-Candy Cooke</strong><
 /span></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><stro
 ng>Last Day for discount is Nov 9\, 2021. After Nov 9\, 2021 add $15 to re
 gistration fee</strong></span></li>\n<li class='x_MsoNormal'><span style='
 font-size: 18pt\;'><strong>No refund or Transfers on or after Nov 12\, 202
 1.</strong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 1
 8pt\;'><strong>To assure you receive class information\, registration ends
  Nov 15\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size
 : 18pt\;'><strong>If you have questions with registration email <span id='
 cloak57e4f90a2d7b596eb3d470dace313024'><span id='cloakd21721d0eccd5b41f301
 aa2b9af0cf19'><span id='cloakf4c8c8b4b8e716dd3c83fa7d34b929f1'><span id='c
 loake5caf735c35aff04af6b1ede0d01d483'><span id='cloak8da9319def76dca5bee49
 2248f212dc8'><span id='cloak32bb6afb8957eefde4eecddf28950605'><span id='cl
 oak4847d5620e2a2aea859319ef998b6d58'><span id='cloake51839163ab7435e6faede
 9150065ba0'><span id='cloake2e4d88eefb71a4d312122f4ecf5ed66'><span id='clo
 ak1efd7e3efacb033695218255df430ce3'><span id='cloakc69f8d40d7db9a003c0e310
 dd3f0939c'><span id='cloaka55b3d624f05c0e0d72bbbfa77c5fa44'><joomla-hidden
 -mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx
 0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >Th
 is email address is being protected from spambots. You need JavaScript ena
 bled to view it.</joomla-hidden-mail></span></span></span></span></span></
 span></span></span></span></span></span></span> </strong></span></li>\n</u
 l>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'><stro
 ng>Course description</strong></span></p>\n</td>\n</tr>\n</tbody>\n</table
 >\n<p><span style='font-size: 18pt\;'><strong>Recent changes in the mortga
 ge and appraisal industry have a direct impact on real estate. As a result
  it’s necessary for real estate agents to understand appraisals and who th
 e appraiser works for. The purpose of this course is to provide insight in
 to the residential appraisal process. Course will provide the knowledge to
  understand the definition of and recognize a valid appraisal\, elements o
 f the appraisal process\, and what to do if a property does not appraise f
 or the estimated value and how to proceed if it's determined that a correc
 tion needs to be made to the appraisal report.</strong></span></p>\n<p><sp
 an style='font-size: 18pt\;'><a href='https://txml.rapams.com/scripts/mgrq
 ispi.dll?APPNAME=IMS&amp\;PRGNAME=IMSEnterReviseMember&amp\;ARGUMENTS=-AFR
 AR\,-N1&amp\;SessionType=N%20' rel='alternate'><strong><img class='' alt='
 ' src='images/buttons/non-member-registration.png' /></strong></a></span><
 /p>
END:VEVENT
BEGIN:VEVENT
UID:20210119T113000CST-8946nxvHpV@http://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:FRAR Committee Meetings
DTSTART;TZID=America/Chicago:20210119T113000
DTEND;TZID=America/Chicago:20210119T123000
RRULE:FREQ=MONTHLY;UNTIL=20211221T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=3
SUMMARY:Committee: TREPAC Meeting
URL:https://fourriversrealtors.com/calendar/events-calendar/21-committee-me
 eting/4986-committee-trepac-meeting
END:VEVENT
BEGIN:VEVENT
UID:20200625T084500CDT-3274IiTsx1@http://txmliws.rapams.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Staff Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>During this time the Four Ri
 vers AOR Staff is in training and the Association phones are paused for 1 
 Hr.  Please leave a message and we will return your call as soon as possib
 le! </span></p>\n<p><span style='font-size: 18pt\;'>You can also email: <j
 oomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw==' last='Zm91cnJ
 pdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVhbHRvcnMuY29t' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail> for a response. </span></p>
 \n<p><span style='font-size: 18pt\;'>We look forward to serving you! </spa
 n></p>
DTSTART;TZID=America/Chicago:20200624T083000
DTEND;TZID=America/Chicago:20200625T093000
RRULE:FREQ=WEEKLY;UNTIL=20211229T060000Z;INTERVAL=1;BYDAY=WE
SUMMARY:FRAR Staff Meeting Virtual (Phones Paused for 1 HR)
URL:https://fourriversrealtors.com/calendar/events-calendar/31-staff/4642-f
 rar-staff-meeting-virtual-phones-paused-for-1-hr
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>During this
  time the Four Rivers AOR Staff is in training and the Association phones 
 are paused for 1 Hr.  Please leave a message and we will return your call 
 as soon as possible! </span></p>\n<p><span style='font-size: 18pt\;'>You c
 an also email: <joomla-hidden-mail  is-link='1' is-email='1' first='aW5mbw
 ==' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='aW5mb0Bmb3Vycml2ZXJzcmVh
 bHRvcnMuY29t' base='' >This email address is being protected from spambots
 . You need JavaScript enabled to view it.</joomla-hidden-mail> for a respo
 nse. </span></p>\n<p><span style='font-size: 18pt\;'>We look forward to se
 rving you! </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20201118T090000CST-7440S1Jfb5@http://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong><em>Canyon Lake Prop
 erty Tour: In-Person (Masks\, Social Distancing &amp\; No Carpooling)  </e
 m></strong></span></p>\n<p><span style='font-size: 18pt\;'><strong><em> </
 em></strong></span></p>\n<p><span style='font-size: 18pt\;'>Tour Coordinat
 or: Pam Kight\, Kight Home Inspection</span></p>\n<p><span style='font-siz
 e: 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\;'><strong>Other 
 tour dates: </strong></span></p>\n<p><span style='font-size: 18pt\;'>1st W
 ednesday of each month - Southside Tour</span></p>\n<p><span style='font-s
 ize: 18pt\;'>2n Wednesday each month - Spring Branch Tour </span></p>\n<p>
  <br /><span style='font-size: 18pt\;'>Please email Pam to add your listin
 g to the tour:  <span id='cloak2c8716e6e50d3dfa6333baa7cddb8905'><span id=
 'cloak46dd1d3f63c2a7e13711c642c354fb76'><joomla-hidden-mail  is-link='1' i
 s-email='1' first='cGFt' last='cGljbmJ0eC5jb20=' text='cGFtQHBpY25idHguY29
 t' base='' >This email address is being protected from spambots. You need 
 JavaScript enabled to view it.</joomla-hidden-mail> or contact her by phon
 e at 830-609-8180. </span></span></span></p>
DTSTART;TZID=America/Chicago:20201118T090000
DTEND;TZID=America/Chicago:20201118T110000
RRULE:FREQ=MONTHLY;UNTIL=20211215T060000Z;INTERVAL=1;BYDAY=WE;BYSETPOS=3
SUMMARY:Canyon Lake Property Tour (In-Person) North Side
URL:https://fourriversrealtors.com/calendar/events-calendar/41-property-tou
 rs-and-caravans/4907-canyon-lake-property-tour-in-person-north-side
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong><em
 >Canyon Lake Property Tour: In-Person (Masks\, Social Distancing &amp\; No
  Carpooling)  </em></strong></span></p>\n<p><span style='font-size: 18pt\;
 '><strong><em> </em></strong></span></p>\n<p><span style='font-size: 18pt\
 ;'>Tour Coordinator: Pam Kight\, Kight Home Inspection</span></p>\n<p><spa
 n style='font-size: 18pt\;'> </span></p>\n<p><span style='font-size: 18pt\
 ;'><strong>Other tour dates: </strong></span></p>\n<p><span style='font-si
 ze: 18pt\;'>1st Wednesday of each month - Southside Tour</span></p>\n<p><s
 pan style='font-size: 18pt\;'>2n Wednesday each month - Spring Branch Tour
  </span></p>\n<p> <br /><span style='font-size: 18pt\;'>Please email Pam t
 o add your listing to the tour:  <span id='cloak2c8716e6e50d3dfa6333baa7cd
 db8905'><span id='cloak46dd1d3f63c2a7e13711c642c354fb76'><joomla-hidden-ma
 il  is-link='1' is-email='1' first='cGFt' last='cGljbmJ0eC5jb20=' text='cG
 FtQHBpY25idHguY29t' base='' >This email address is being protected from sp
 ambots. You need JavaScript enabled to view it.</joomla-hidden-mail> or co
 ntact her by phone at 830-609-8180. </span></span></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210120T120000CST-9746o1TOhw@http://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Board Meetings
DTSTART;TZID=America/Chicago:20210120T130000
DTEND;TZID=America/Chicago:20210120T150000
RRULE:FREQ=MONTHLY;UNTIL=20211229T060000Z;INTERVAL=1;BYDAY=WE;BYSETPOS=3
SUMMARY:Board Of Directors Meeting
URL:https://fourriversrealtors.com/calendar/events-calendar/48-board-meetin
 gs/4802-board-of-directors-meeting
END:VEVENT
BEGIN:VEVENT
UID:20210114T090000CST-4345Fv8JC3@http://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Property Tours and Caravans
DESCRIPTION:<p><span style='font-size: 18pt\;'><em><strong>Seguin Property 
 Tour:</strong></em><a target='_blank' href='http://www.fourriversrealtors.
 com/clientuploads/Documents/Propertytourinstructions.pdf' rel='noopener no
 referrer'><br /></a></span></p>\n<p><span style='font-size: 18pt\;'>Contac
 t: Jeanene Weidman - <span id='cloakee0a63ae35a01b85e5ca635abf6edce2'><joo
 mla-hidden-mail  is-link='1' is-email='0' first='amVhbmVuZQ==' last='bmJ0a
 XRsZS5jb20=' text='amVhbmVuZUBuYnRpdGxlLmNvbcKg' base='' >This email addre
 ss is being protected from spambots. You need JavaScript enabled to view i
 t.</joomla-hidden-mail></span>or call 970-903-8601</span><br /><span style
 ='font-size: 18pt\;'>Tour dates: Every Thursday of each month\, 9 AM</span
 ><br /><span style='font-size: 18pt\;'>Starting location: 1467 E Court St\
 , Seguin<br /><a class='doclink docman_track_download k-ui-namespace' href
 ='http://www.fourriversrealtors.com/docman-documents/forms-members-only/48
 6-how-to-add-a-property-to-a-tour-in-matrix' data-title='How to add a prop
 erty to a tour in Matrix' data-id='486' data-processed='data-processed'><s
 pan class='k-icon-document-pdf  '></span> <span class='k-visually-hidden'>
 pdf</span>Download Directions to add a property to the New Braunfels or Se
 guin tours in Matrix. (88 KB) </a> </span></p>
DTSTART;TZID=America/Chicago:20210114T090000
DTEND;TZID=America/Chicago:20210114T100000
RRULE:FREQ=WEEKLY;UNTIL=20211216T060000Z;INTERVAL=1;BYDAY=TH
SUMMARY:Seguin Property Tour
URL:https://fourriversrealtors.com/calendar/events-calendar/41-property-tou
 rs-and-caravans/5247-seguin-property-tour
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><em><strong
 >Seguin Property Tour:</strong></em><a target='_blank' href='http://www.fo
 urriversrealtors.com/clientuploads/Documents/Propertytourinstructions.pdf'
  rel='noopener noreferrer'><br /></a></span></p>\n<p><span style='font-siz
 e: 18pt\;'>Contact: Jeanene Weidman - <span id='cloakee0a63ae35a01b85e5ca6
 35abf6edce2'><joomla-hidden-mail  is-link='1' is-email='0' first='amVhbmVu
 ZQ==' last='bmJ0aXRsZS5jb20=' text='amVhbmVuZUBuYnRpdGxlLmNvbcKg' base='' 
 >This email address is being protected from spambots. You need JavaScript 
 enabled to view it.</joomla-hidden-mail></span>or call 970-903-8601</span>
 <br /><span style='font-size: 18pt\;'>Tour dates: Every Thursday of each m
 onth\, 9 AM</span><br /><span style='font-size: 18pt\;'>Starting location:
  1467 E Court St\, Seguin<br /><a class='doclink docman_track_download k-u
 i-namespace' href='http://www.fourriversrealtors.com/docman-documents/form
 s-members-only/486-how-to-add-a-property-to-a-tour-in-matrix' data-title='
 How to add a property to a tour in Matrix' data-id='486' data-processed='d
 ata-processed'><span class='k-icon-document-pdf  '></span> <span class='k-
 visually-hidden'>pdf</span>Download Directions to add a property to the Ne
 w Braunfels or Seguin tours in Matrix. (88 KB) </a> </span></p>
END:VEVENT
BEGIN:VEVENT
UID:20211118T130000CST-3904v26UzF@https://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>1:00 pm- 4:00
  pm </strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Cos
 t $35 for Members/$40 Non-Members </strong></span></li>\n<li><span style='
 font-size: 18pt\;'><strong>Course No. 39651</strong></span></li>\n<li><spa
 n style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</strong
 ></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual Class (
 off site instructor via Zoom) </strong></span></li>\n<li><span style='font
 -size: 18pt\;'><strong>Instructor-Tim Beary</strong></span></li>\n<li clas
 s='x_MsoNormal'><span style='font-size: 18pt\;'><strong>Last Day for disco
 unt is Nov 11\, 2021. After Nov 11\, 2021 add $15 to registration fee</str
 ong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'>
 <strong>No refund or Transfers on or after Nov 16\, 2021.</strong></span><
 /li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>To a
 ssure you receive class information\, registration ends Nov 17\, 2021 at 5
 :00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>I
 f you have questions with registration email <span id='cloak57e4f90a2d7b59
 6eb3d470dace313024'><span id='cloakd21721d0eccd5b41f301aa2b9af0cf19'><span
  id='cloakf4c8c8b4b8e716dd3c83fa7d34b929f1'><span id='cloake5caf735c35aff0
 4af6b1ede0d01d483'><span id='cloak8da9319def76dca5bee492248f212dc8'><span 
 id='cloak32bb6afb8957eefde4eecddf28950605'><span id='cloak4847d5620e2a2aea
 859319ef998b6d58'><span id='cloake51839163ab7435e6faede9150065ba0'><span i
 d='cloake2e4d88eefb71a4d312122f4ecf5ed66'><span id='cloak1efd7e3efacb03369
 5218255df430ce3'><joomla-hidden-mail  is-link='1' is-email='1' first='bGFk
 YXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcn
 NyZWFsdG9ycy5jb20=' base='' >This email address is being protected from sp
 ambots. You need JavaScript enabled to view it.</joomla-hidden-mail></span
 ></span></span></span></span></span></span></span></span></span> </strong>
 </span></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-si
 ze: 18pt\;'><strong>Course description</strong></span></p>\n</td>\n</tr>\n
 </tbody>\n</table>\n<p><span style='font-size: 18pt\;'><strong>This course
  is proprietary to the instructor(s) listed below and cannot be scheduled 
 without their approval.</strong></span><br /><br /><span style='font-size:
  18pt\;'><strong>Under all is the land.. So starts the NAR Code of Ethics.
  It continues: Realtors®\, therefore\, are zealous to maintain and improve
  the standards of their calling and share with their fellow Realtors® a co
 mmon responsibility for its integrity and honor. In recognition and apprec
 iation of their obligations to clients\, customers\, the public\, and each
  other\, Realtors® continuously strive to become and remain informed on is
 sues affecting real estate and\, as knowledgeable professionals\, they wil
 lingly share the fruit of their experience and study with others. They ide
 ntify and take steps\, through enforcement of this Code of Ethics and by a
 ssisting appropriate regulatory bodies\, to eliminate practices which may 
 damage the public or which might discredit or bring dishonor to the real e
 state profession. Realtors® having direct personal knowledge of conduct th
 at may violate the Code of Ethics involving misappropriation of client or 
 customer funds or property\, willful discrimination\, or fraud resulting i
 n substantial economic harm\, bring such matters to the attention of the a
 ppropriate Board or Association of Realtors®</strong></span></p>\n<p><span
  style='font-size: 18pt\;'><a href='https://txml.rapams.com/scripts/mgrqis
 pi.dll?APPNAME=IMS&amp\;PRGNAME=IMSEnterReviseMember&amp\;ARGUMENTS=-AFRAR
 \,-N1&amp\;SessionType=N%20' rel='alternate'><strong><img class='' alt='' 
 src='images/buttons/non-member-registration.png' /></strong></a></span></p
 >
DTSTART;TZID=America/Chicago:20211118T130000
DTEND;TZID=America/Chicago:20211118T160000
SUMMARY:3 CE HR Class: The NAR Code of Ethics (Virtual)
URL:https://fourriversrealtors.com/calendar/events-calendar/22-association-
 classes/5544-3-ce-hr-class-the-nar-code-of-ethics-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>1:00 pm- 4:00 pm </strong></span></li>\n<li><span style='font-size: 18
 pt\;'><strong>Cost $35 for Members/$40 Non-Members </strong></span></li>\n
 <li><span style='font-size: 18pt\;'><strong>Course No. 39651</strong></spa
 n></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REALTO
 RS® #0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><stron
 g>Virtual Class (off site instructor via Zoom) </strong></span></li>\n<li>
 <span style='font-size: 18pt\;'><strong>Instructor-Tim Beary</strong></spa
 n></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>L
 ast Day for discount is Nov 11\, 2021. After Nov 11\, 2021 add $15 to regi
 stration fee</strong></span></li>\n<li class='x_MsoNormal'><span style='fo
 nt-size: 18pt\;'><strong>No refund or Transfers on or after Nov 16\, 2021.
 </strong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 18p
 t\;'><strong>To assure you receive class information\, registration ends N
 ov 17\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 
 18pt\;'><strong>If you have questions with registration email <span id='cl
 oak57e4f90a2d7b596eb3d470dace313024'><span id='cloakd21721d0eccd5b41f301aa
 2b9af0cf19'><span id='cloakf4c8c8b4b8e716dd3c83fa7d34b929f1'><span id='clo
 ake5caf735c35aff04af6b1ede0d01d483'><span id='cloak8da9319def76dca5bee4922
 48f212dc8'><span id='cloak32bb6afb8957eefde4eecddf28950605'><span id='cloa
 k4847d5620e2a2aea859319ef998b6d58'><span id='cloake51839163ab7435e6faede91
 50065ba0'><span id='cloake2e4d88eefb71a4d312122f4ecf5ed66'><span id='cloak
 1efd7e3efacb033695218255df430ce3'><joomla-hidden-mail  is-link='1' is-emai
 l='1' first='bGFkYXdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkY
 XduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20=' base='' >This email address is being 
 protected from spambots. You need JavaScript enabled to view it.</joomla-h
 idden-mail></span></span></span></span></span></span></span></span></span>
 </span> </strong></span></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><sp
 an style='font-size: 18pt\;'><strong>Course description</strong></span></p
 >\n</td>\n</tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\;'><s
 trong>This course is proprietary to the instructor(s) listed below and can
 not be scheduled without their approval.</strong></span><br /><br /><span 
 style='font-size: 18pt\;'><strong>Under all is the land.. So starts the NA
 R Code of Ethics. It continues: Realtors®\, therefore\, are zealous to mai
 ntain and improve the standards of their calling and share with their fell
 ow Realtors® a common responsibility for its integrity and honor. In recog
 nition and appreciation of their obligations to clients\, customers\, the 
 public\, and each other\, Realtors® continuously strive to become and rema
 in informed on issues affecting real estate and\, as knowledgeable profess
 ionals\, they willingly share the fruit of their experience and study with
  others. They identify and take steps\, through enforcement of this Code o
 f Ethics and by assisting appropriate regulatory bodies\, to eliminate pra
 ctices which may damage the public or which might discredit or bring disho
 nor to the real estate profession. Realtors® having direct personal knowle
 dge of conduct that may violate the Code of Ethics involving misappropriat
 ion of client or customer funds or property\, willful discrimination\, or 
 fraud resulting in substantial economic harm\, bring such matters to the a
 ttention of the appropriate Board or Association of Realtors®</strong></sp
 an></p>\n<p><span style='font-size: 18pt\;'><a href='https://txml.rapams.c
 om/scripts/mgrqispi.dll?APPNAME=IMS&amp\;PRGNAME=IMSEnterReviseMember&amp\
 ;ARGUMENTS=-AFRAR\,-N1&amp\;SessionType=N%20' rel='alternate'><strong><img
  class='' alt='' src='images/buttons/non-member-registration.png' /></stro
 ng></a></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20210121T133000CST-5254d8lBoC@http://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:FRAR Committee Meetings
DTSTART;TZID=America/Chicago:20210121T133000
DTEND;TZID=America/Chicago:20210121T143000
RRULE:FREQ=MONTHLY;UNTIL=20211216T060000Z;INTERVAL=1;BYDAY=TH;BYSETPOS=3
SUMMARY:Committee: Professional Standards Meeting
URL:https://fourriversrealtors.com/calendar/events-calendar/21-committee-me
 eting/4987-committee-professional-standards-meeting
END:VEVENT
BEGIN:VEVENT
UID:20211118T160000CST-8643ohkNjd@https://txmliws.rapams.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Association Events
DESCRIPTION:<p><img class='' alt='' src='images/Nextgen_holiday_Party_graph
 ic.jpg' width='773' height='648' /></p>
DTSTART;TZID=America/Chicago:20211118T180000
DTEND;TZID=America/Chicago:20211118T203000
SUMMARY:FRAR NextGen 2021 End of Year Party
URL:https://fourriversrealtors.com/calendar/events-calendar/20-association-
 events/5589-frar-nextgen-2021-end-of-year-party
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><img class='' alt='' src='images/Nextgen_ho
 liday_Party_graphic.jpg' width='773' height='648' /></p>
END:VEVENT
BEGIN:VEVENT
UID:20211119T090000CST-0646wxJmIO@https://fourriversrealtors.com/
DTSTAMP:20260410T223147Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>3 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am- 12:0
 0 pm </strong></span></li>\n<li><span style='font-size: 18pt\;'><strong>Co
 st $35 for Members/$40 Non-Members </strong></span></li>\n<li><span style=
 'font-size: 18pt\;'><strong>Course No. 41942</strong></span></li>\n<li><sp
 an style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #0001</stron
 g></span></li>\n<li><span style='font-size: 18pt\;'><strong>Virtual Class 
 (off site instructor via Zoom) </strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Instructor-Sharon Jenkins</strong></span></li>\n<l
 i class='x_MsoNormal'><span style='font-size: 18pt\;'><strong>Last Day for
  discount is Nov 12\, 2021. After Nov 12\, 2021 add $15 to registration fe
 e</strong></span></li>\n<li class='x_MsoNormal'><span style='font-size: 18
 pt\;'><strong>No refund or Transfers on or after Nov 17\, 2021.</strong></
 span></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><stron
 g>To assure you receive class information\, registration ends Nov 18\, 202
 1 at 5:00 pm</strong></span></li>\n<li><span style='font-size: 18pt\;'><st
 rong>If you have questions with registration email <span id='cloak57e4f90a
 2d7b596eb3d470dace313024'><span id='cloakd21721d0eccd5b41f301aa2b9af0cf19'
 ><span id='cloakf4c8c8b4b8e716dd3c83fa7d34b929f1'><span id='cloake5caf735c
 35aff04af6b1ede0d01d483'><span id='cloak8da9319def76dca5bee492248f212dc8'>
 <span id='cloak32bb6afb8957eefde4eecddf28950605'><span id='cloak4847d5620e
 2a2aea859319ef998b6d58'><span id='cloake51839163ab7435e6faede9150065ba0'><
 span id='cloake2e4d88eefb71a4d312122f4ecf5ed66'><span id='cloak1efd7e3efac
 b033695218255df430ce3'><span id='cloakfb2df1b7c1629f22edd3c1151093983d'><j
 oomla-hidden-mail  is-link='1' is-email='1' first='bGFkYXdu' last='Zm91cnJ
 pdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnNyZWFsdG9ycy5jb20='
  base='' >This email address is being protected from spambots. You need Ja
 vaScript enabled to view it.</joomla-hidden-mail></span></span></span></sp
 an></span></span></span></span></span></span></span> </strong></span></li>
 \n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'>
 <strong>Course description</strong></span></p>\n</td>\n</tr>\n</tbody>\n</
 table>\n<p><span style='font-size: 18pt\;'><strong>This course will give R
 ealtors® the tools they need to serve their clients in a highly competitiv
 e seller’s market. Agents will learn how to identify a seller’s market for
  specific properties and understand how to use the Code of Ethics to navig
 ate multiple offers. The class focuses on important concepts and tools inc
 luding Variable Rate Commission\, Buyer qualification\, Guidelines for mak
 ing offers\, Guidelines for showing and presenting offers\, Confidentialit
 y concerns\, Terms that can win the day\, and forms that can help your sel
 ler get the perfect offer.</strong></span></p>\n<p><span style='font-size:
  18pt\;'><a href='https://txml.rapams.com/scripts/mgrqispi.dll?APPNAME=IMS
 &amp\;PRGNAME=IMSEnterReviseMember&amp\;ARGUMENTS=-AFRAR\,-N1&amp\;Session
 Type=N%20' rel='alternate'><strong><img class='' alt='' src='images/button
 s/non-member-registration.png' /></strong></a></span></p>
DTSTART;TZID=America/Chicago:20211119T090000
DTEND;TZID=America/Chicago:20211119T120000
SUMMARY:3 CE HR Class: Succeeding in a Seller's Market (Virtual)
URL:https://fourriversrealtors.com/calendar/events-calendar/22-association-
 classes/5555-3-ce-hr-class-succeeding-in-a-seller-s-market-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>3 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>9:00 am- 12:00 pm </strong></span></li>\n<li><span style='font-size: 1
 8pt\;'><strong>Cost $35 for Members/$40 Non-Members </strong></span></li>
 \n<li><span style='font-size: 18pt\;'><strong>Course No. 41942</strong></s
 pan></li>\n<li><span style='font-size: 18pt\;'><strong>Provider-Texas REAL
 TORS® #0001</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>Virtual Class (off site instructor via Zoom) </strong></span></li>\n<l
 i><span style='font-size: 18pt\;'><strong>Instructor-Sharon Jenkins</stron
 g></span></li>\n<li class='x_MsoNormal'><span style='font-size: 18pt\;'><s
 trong>Last Day for discount is Nov 12\, 2021. After Nov 12\, 2021 add $15 
 to registration fee</strong></span></li>\n<li class='x_MsoNormal'><span st
 yle='font-size: 18pt\;'><strong>No refund or Transfers on or after Nov 17\
 , 2021.</strong></span></li>\n<li class='x_MsoNormal'><span style='font-si
 ze: 18pt\;'><strong>To assure you receive class information\, registration
  ends Nov 18\, 2021 at 5:00 pm</strong></span></li>\n<li><span style='font
 -size: 18pt\;'><strong>If you have questions with registration email <span
  id='cloak57e4f90a2d7b596eb3d470dace313024'><span id='cloakd21721d0eccd5b4
 1f301aa2b9af0cf19'><span id='cloakf4c8c8b4b8e716dd3c83fa7d34b929f1'><span 
 id='cloake5caf735c35aff04af6b1ede0d01d483'><span id='cloak8da9319def76dca5
 bee492248f212dc8'><span id='cloak32bb6afb8957eefde4eecddf28950605'><span i
 d='cloak4847d5620e2a2aea859319ef998b6d58'><span id='cloake51839163ab7435e6
 faede9150065ba0'><span id='cloake2e4d88eefb71a4d312122f4ecf5ed66'><span id
 ='cloak1efd7e3efacb033695218255df430ce3'><span id='cloakfb2df1b7c1629f22ed
 d3c1151093983d'><joomla-hidden-mail  is-link='1' is-email='1' first='bGFkY
 Xdu' last='Zm91cnJpdmVyc3JlYWx0b3JzLmNvbQ==' text='bGFkYXduQGZvdXJyaXZlcnN
 yZWFsdG9ycy5jb20=' base='' >This email address is being protected from spa
 mbots. You need JavaScript enabled to view it.</joomla-hidden-mail></span>
 </span></span></span></span></span></span></span></span></span></span> </s
 trong></span></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='f
 ont-size: 18pt\;'><strong>Course description</strong></span></p>\n</td>\n<
 /tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\;'><strong>This 
 course will give Realtors® the tools they need to serve their clients in a
  highly competitive seller’s market. Agents will learn how to identify a s
 eller’s market for specific properties and understand how to use the Code 
 of Ethics to navigate multiple offers. The class focuses on important conc
 epts and tools including Variable Rate Commission\, Buyer qualification\, 
 Guidelines for making offers\, Guidelines for showing and presenting offer
 s\, Confidentiality concerns\, Terms that can win the day\, and forms that
  can help your seller get the perfect offer.</strong></span></p>\n<p><span
  style='font-size: 18pt\;'><a href='https://txml.rapams.com/scripts/mgrqis
 pi.dll?APPNAME=IMS&amp\;PRGNAME=IMSEnterReviseMember&amp\;ARGUMENTS=-AFRAR
 \,-N1&amp\;SessionType=N%20' rel='alternate'><strong><img class='' alt='' 
 src='images/buttons/non-member-registration.png' /></strong></a></span></p
 >
END:VEVENT
END:VCALENDAR
